McLennan County property record for 807 N Lacy Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,273 sqft · built 1961 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,610 (Dec 2023) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-038100-000700-1 |
| Primary APN | 20-038100-000700-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Flooring | Carpet |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 807 N LACY DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PASSMORE LOT 7B 8A BLOCK 1 ACRES .1722 |
| Legal Subdivision | PASSMORE |
| Legal Block | 1 |
| Legal Lot Number | 7B |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 3200 |
807 N Lacy Dr is owned and occupied by two individuals who bought it in December 2023.
Source: McLennan County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 807 N LACY DR, WACO, TX 76705-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Vendor's Lien, Transfer · Conventional Mortgage XPERT HOME LENDING INC |
| Aug 3, 2020 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Prior Sale | Aug 10, 2015 · Amount on File |
| Deed Document Number | 202338675 |
| Prior Transfer Date | Aug 6, 2015 |
| Prior Transfer Doc | 0000024682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 21, 2023 |
| Property Address | 807 N LACY DR, WACO, TX 76705-1013 |
| Document Number | 0000038675 |
| Map Reference | VOL 692 PG 366 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023038675 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 N LACY DR, WACO, TX 76705-1013 |
| Document Number | 0000038676 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023038676 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 807 N LACY DR, WACO, TX 76705-1013 |
| Document Number | 0000026381 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 807 N LACY DR WACO TX 767051013, WACO, TX 76705-1013 |
| Document Number | 0000026381 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 26381 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 2, 2025 |
The 2025 property tax bill for 807 N Lacy Dr was $1,304 with a homeowner's exemption, down 62.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,045 (-4.19%) Land $34,200 Building $101,845 | $136,045 (-4.19%) Land $34,200 Building $101,845 | |
| 2025 | $1,304.00 (-62.6%) Homeowner's exemption | $141,990 Land $31,050 Building $110,940 | $141,990 Land $31,050 Building $110,940 |
| 2024 | $3,487.00 | ||
| 2023 | $161,520 Land $31,050 Building $130,470 | $161,520 Land $31,050 Building $130,470 | |
| 2022 | $2,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 807 N Lacy Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 807 N Lacy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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