St. Johns County property record for 815 Gerona Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,475 sqft · built 2000 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $254,000 (Apr 2004) |
| Tax Bill | $3,227 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232240-0000 |
| Primary APN | 232240-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Living Area |
| Gross Area | 3,023 sqft |
| 1st Floor Area | 1,383 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 612 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 815 GERONA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-3 ST AUG SOUTH UT 9 LOTS 2405 & 2406 OR2189/182 & 5631/146 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 37 |
| Legal Subdivision | ST. AUGUSTINE SOUTH RESUB OF UNIT 9 |
| Legal Block | 9 |
| Legal Lot Number | 2405 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 21302 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 815 GERONA RD, SAINT AUGUSTINE, FL 32086-6609 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 8, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on Record |
| Deed Sale | Apr 30, 2004 · Amount on Record |
| Prior Sale | Nov 12, 2002 |
| Deed Document Number | 200432174 |
| Deed Book / Page | 2189 / 182 |
| Last Transfer Date | Sep 6, 2022 |
| Transfer Doc | 0056310146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 8, 2022 |
| Property Address | 815 GERONA RD, SAINT AUGUSTINE, FL 32086-6609 |
| Document Number | 0056310146 |
| Book / Page | 5631 / 146 |
| Map Reference | MB 8 PG 62&63 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022086309 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 GERONA RD, 815, ST AUGUSTINE, FL 32086-6609 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 815 GERONA RD, SAINT AUGUSTINE, FL 32086-6609 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 815 GERONA RD, SAINT AUGUSTINE, FL 32086-6609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0054020719 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 5402/719 |
| Instrument | 2021115986 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 815 GERONA RD, SAINT AUGUSTINE, FL 32086-6609 |
| Document Number | 0047611653 |
| Instrument Date | Jul 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 GERONA RD ST AUGUSTINE FL 320866609, ST AUGUSTINE, FL 32086-6609 |
| Document Number | 0047611653 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 004761/001653 |
| Instrument | 52014 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,477 (+2.7%) | $459,454 (-3.93%) Land $104,880 Building $354,574 | |
| 2025 | $3,227.00 (+13.15%) Homeowner's exemption | $251,682 (+5.99%) | $478,259 (+0.44%) Land $107,040 Building $371,219 |
| 2024 | $2,852.00 (+2.08%) | ||
| 2023 | $2,794.00 (+3.18%) Homeowner's exemption | $237,465 (+3%) | $476,148 (+4.45%) Land $107,040 Building $369,108 |
| 2022 | $2,708.00 Homeowner's exemption | $230,549 | $455,851 Land $71,680 Building $384,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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