St. Johns County property record for 828 Gerona Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,036 sqft · built 1979 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $145,000 (Sep 2015) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 232270-0000 |
| Primary APN | 232270-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Gross Area | 1,168 sqft |
| 1st Floor Area | 1,036 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport |
| Garage Area | 342 sqft |
| Carport | Carport |
| Carport Area | 342 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 828 GERONA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-63 ST AUG SOUTH UT 9 LOTS 2413 & 2414 OR4091/1922 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 37 |
| Legal Subdivision | ST. AUGUSTINE SOUTH RESUB OF UNIT 9 |
| Legal Block | 9 |
| Legal Lot Number | 2413 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 21302 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 828 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on Record |
| Deed Sale | Sep 30, 2015 · Amount on Record |
| Prior Sale | Jul 21, 2000 · Amount on Record |
| Deed Document Number | 201562015 |
| Deed Book / Page | 4091 / 1922 |
| Prior Transfer Date | Dec 20, 1999 |
| Prior Transfer Doc | 0015130201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 828 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0000035426 |
| Book / Page | 6351 / 70 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202635426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 828 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Document Number | 0000035426, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 6351/70 |
| Instrument | 202635426 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 828 GERONA RD, SAINT AUGUSTINE, FL 32086-6610 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 828 GERONA RD, ST AUGUSTINE, FL 32086-6610 |
| Document Number | 0053901182 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 5390/1182 |
| Instrument | 2021110560 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,661 (+2.7%) | $237,159 (+1.16%) Land $104,880 Building $132,279 | |
| 2025 | $1,508.00 (+16.45%) Homeowner's exemption | $125,278 (+2.9%) | $234,450 (+1.74%) Land $107,040 Building $127,410 |
| 2024 | $1,295.00 (+2.45%) Homeowner's exemption | $121,747 (+3%) | $230,430 (-1.35%) Land $107,040 Building $123,390 |
| 2023 | $1,264.00 (+4.46%) Homeowner's exemption | $118,201 (+3%) | $233,592 (+14.04%) Land $107,040 Building $126,552 |
| 2022 | $1,210.00 Homeowner's exemption | $114,758 | $204,833 Land $71,680 Building $133,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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