715 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 715 Gerona Rd, Saint Augustine, FL 32086 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,231 sqft · built 1957
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$367,000 (Dec 2018)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2026 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`231790-2252`

Property Details

APN / Parcel Number

Primary APN	`231790-2252`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,018 sqft (0.23 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	410 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 GERONA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-63 ST AUG SOUTH UT 9 S1/2 OF LOT 2251 & ALL LOTS 2252 2253 OR4651/928 & 6104/133(DM)
Legal Range	30E
Legal Township	07S
Legal Section	43
Legal Subdivision	ST. AUGUSTINE SOUTH RESUB OF UNIT 9
Legal Block	9
Legal Lot Number	2251
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2047
Census Tract	21302

Owner

Source: St. Johns County records · APN 231790-2252

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
Aug 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 07, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2018 · Amount on Record
Deed Sale	Dec 07, 2018 · Amount on Record
Deed Document Number	201887653
Deed Book / Page	4651 / 928
Last Transfer Date	Jul 23, 2026
Transfer Doc	0000064689
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 29, 2026
Property Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Document Number	0000064689
Book / Page	6410 / 358
Instrument Date	Jul 23, 2026
Instrument	202664689
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Investor	Possibly a Property Investor

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209

Mortgage

Document Number	0062871160
Date	Jan 12, 2026
Book Page	6287/1160
Instrument	2026002288

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Investor	Possibly a Property Investor

Mortgage

Document Number	0053390214
Date	Aug 09, 2021
Book Page	5339/214
Instrument	2021087912

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209

Mortgage

Document Number	0057401861
Date	Apr 17, 2023
Book Page	5740/1861
Instrument	2023028482

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2038

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047680342
Date	Jul 30, 2019
Book Page	4768/0342
Instrument	2019055111

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 07, 2018
Property Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209
Document Number	0046510928
Book / Page	4651 / 0928
Map Reference	MB8 PG44
Instrument Date	Dec 07, 2018
Instrument	2018087653
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 GERONA RD, 715, SAINT AUGUSTINE, FL 32086-6209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 GERONA RD, SAINT AUGUSTINE, FL 32086-6209

Mortgage

Document Number	2018087654
Date	Dec 07, 2018
Instrument	2018087654

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,091 (+2.7%)	$496,147 (-2.38%) Land $131,100 Building $365,047
2025	$5,134.00 (+12.02%) Homeowner's exemption	$390,546 (+2.9%)	$508,238 (+1.67%) Land $133,800 Building $374,438
2024	$4,583.00 (+19.88%) Homeowner's exemption	$379,539 (+19.94%)	$499,876 (+10.08%) Land $133,800 Building $366,076
2023	$3,823.00 (+2.91%) Homeowner's exemption	$316,448 (+3%)	$454,116 (+2.22%) Land $133,800 Building $320,316
2022	$3,715.00 Homeowner's exemption	$307,231	$444,271 Land $89,600 Building $354,671

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	18 (1992–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2023, rainfall accumulation
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gerona Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures