815 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 815 E Grove Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details954 sqft · built 1957
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$1,226 (2022)
Deeds & MortgagesSep 2022 Mortgage
Jun 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN03-16-054-006

Property Details

APN / Parcel Number

Primary APN03-16-054-006

Interior

Stories1 Story
Building Area954 sqft Base Area

Exterior

Year BuiltBuilt 1957
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,583 sqft (0.219 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address815 E GROVE AVE
CityEFFINGHAM
StateIL
Zip62401-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 3 EDA A AUSTIN SUB 1188/132 892/101
Legal SubdivisionEDA A AUSTIN SUBDIVISION
Legal Block3
Legal Lot Number3
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2020
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-054-006

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address815 E GROVE AVE, EFFINGHAM, IL 62401-3728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage
WASHINGTON SAVINGS BANK
Jun 21, 2021Deed of Trust, Mortgage · Construction Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0001188132
Record UpdatedJun 07, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address815 E GROVE AVE, EFFINGHAM, IL 62401-3728
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E GROVE AVE, EFFINGHAM, IL 62401-3728

Mortgage

Document Number003813/139
DateSep 26, 2022
Book Page3813/139
Instrument202222003915
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term181 Months
DueOct 01, 2037
Interest
Rate TypeAdjustable Rate
Rate3.23%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address815 E GROVE AVE, EFFINGHAM, IL 62401-3728
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E GROVE AVE, EFFINGHAM, IL 62401-3728

Mortgage

Document Number3697/192
DateJun 21, 2021
Book Page3697/192
Instrument202121003092
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueMar 22, 2022

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$1,226.00 Homeowner's exemption$24,880 Land $7,520 Building $17,360$74,640 Land $22,560 Building $52,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Grove Ave

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