812 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 812 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,756 sqft · built 1955
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (May 2026)
Tax Bill	$3,267 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-047-036`

Property Details

APN / Parcel Number

Primary APN	`03-16-047-036`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,756 sqft Base Area
1st Floor Area	1,756 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	812 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 14 & ALL LOT 15 BLK 2 EDA A AUSTIN SUB 24001886 3744/221 3726/226 539/85
Legal Subdivision	EDA A AUSTIN SUBDIVISION
Legal Block	2
Legal Lot Number	14-15
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2021
Census Tract	950600

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12750 N 100TH ST, ALTAMONT, IL 62411-2062
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Dec 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK
Sep 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Jun 20, 2024 · Amount on Record
Deed Document Number	20261870
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 22, 2026
Property Address	812 E GROVE AVE, EFFINGHAM, IL 62401-3727
Document Number	0000001870
Instrument Date	May 20, 2026
Instrument	20261870
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12750 N 100TH ST, ALTAMONT, IL 62411-2062

Mortgage

Document Number	0000001871,
Date	May 22, 2026
Instrument	20261871

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 3, 2021
Property Address	812 E GROVE AVE, EFFINGHAM, IL 62401-3727
Document Number	003744/221
Book / Page	3744 / 221
Instrument Date	Dec 2, 2021
Instrument	202121005932
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 W CEDAR AVE, EFFINGHAM, IL 62401-2976

Mortgage

Document Number	202121005933
Date	Dec 3, 2021
Instrument	202121005933

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 24, 2021
Property Address	812 E GROVE AVE, EFFINGHAM, IL 62401-3727
Document Number	3726/226
Book / Page	3726 / 226
Map Reference	RECORD 2 PG 16&17
Instrument Date	Sep 24, 2021
Instrument	202121004804
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 E GROVE AVE, EFFINGHAM, IL 62401-3727

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,267.00 (+72.4%)	$48,360 (+19.91%) Land $12,820 Building $35,540	$145,080 (+19.91%) Land $38,460 Building $106,620
2022	$1,895.00	$40,330 Land $10,690 Building $29,640	$120,990 Land $32,070 Building $88,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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