1000 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 1000 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,224 sqft · built 1957
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Feb 2018)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-047-040`

Property Details

APN / Parcel Number

Primary APN	`03-16-047-040`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Base Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1000 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 3 ST JOHN'S COURT 3364/320 3241/296 2984/91 2961/40 2160/267 2004/270 1086/271 470/283
Legal Subdivision	JOHN'S COURT
Legal Block	3
Legal Lot Number	16
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 E GROVE AVE, EFFINGHAM, IL 62401-3729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	20181800457
Deed Book / Page	3364 / 320
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	003241/296
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 6, 2018
Property Address	1000 E GROVE AVE, EFFINGHAM, IL 62401-3729
Document Number	003364/320
Book / Page	3364 / 320
Map Reference	MB 3 PG 162
Instrument Date	Feb 5, 2018
Instrument	201801800457
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 N ROMAN DR, 105, DIETERICH, IL 62424-1061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E GROVE AVE, EFFINGHAM, IL 62401-3729

Mortgage

Document Number	201801800458
Date	Feb 6, 2018
Instrument	201801800458

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (-6.59%) Homeowner's exemption	$41,200 (+9.98%) Land $10,810 Building $30,390	$123,600 (+9.98%) Land $32,430 Building $91,170
2024	$2,125.00 (+1.72%)	$37,460 (+19.87%) Land $9,830 Building $27,630	$112,380 (+19.87%) Land $29,490 Building $82,890
2022	$2,089.00 Homeowner's exemption	$31,250 Land $8,200 Building $23,050	$93,750 Land $24,600 Building $69,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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