Richland County property record for 808 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,734 sqft Heated Area |
| Lot Size | 5,520 sqft (0.126 acres) |
| Garage | 380 sqft |
| Last Sale | $280,000 (2022) |
| Tax Bill | $9,706.00 (2025) |
Source: Richland County records · APN 25911-18-03
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 500 YALE AVE N, SEATTLE, WA 98109-5680 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed, Transfer · Commercial Mortgage CERTAIN LENDING INC |
| Aug 10, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CHOU TEAM REALTY |
| Nov 20, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage MONSTERLOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Prior Sale | Oct 23, 2015 · Amount on Record |
| Deed Doc Number | 202213812 |
| Deed Book / Page | 2723 / 2450 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 09, 2022 |
| Property Address | 808 DERBY DOWNS CT, ELGIN, SC 29045-7134 |
| Document Number | 0027232450 |
| Book / Page | 2723 / 2450 |
| Map Reference | MB 1874 PG 2492 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022013812 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 YALE AVE N, SEATTLE, WA 98109-5680 |
| Document Number | 2022013813 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 2022013813 |
| Name | CERTAIN LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 808 DERBY DOWNS CT, ELGIN, SC 29045-7134 |
| Document Number | 2422/2892 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 808 DERBY DOWNS CT ELGIN SC 290457134, ELGIN, SC 29045-7134 |
| Document Number | 2422/2892 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 002422/002892 |
| Instrument | 62681 |
| Name | CHOU TEAM REALTY |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 808 DERBY DOWNS CT, ELGIN, SC 29045-7134 |
| Document Number | 2263/0403 |
| Book / Page | 002263 / 000403 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 808 DERBY DOWNS CT ELGIN SC 290457134, ELGIN, SC 29045-7134 |
| Document Number | 2263/0403 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 002263/000403 |
| Instrument | 89881 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,706.00 (+0.77%) | $289,400 (+3,464.04%) Land $36,000 Building $253,400 | $289,400 (+42.56%) Land $36,000 Building $253,400 |
| 2023 | $9,632.00 (+376.12%) | $8,120 (-) | $203,000 (-) |
| 2021 | $2,023.00 | $8,120 | $203,000 Land $31,500 Building $171,500 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25911-18-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,734 sqft Heated Area |
| Gross Area | 3,408 sqft Gross Area |
| 1st Floor | 1,177 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,520 sqft (0.126 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 380 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch Area | 75 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02076309 |
|---|---|
| Street Address | 808 DERBY DOWNS CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-7134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 354 46X120X46X120 #SU JACOBS CREEK PH 11 #PR RB 1874-2492 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 46,354 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 11425 |
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