815 Boulder Dr, Ardmore, OK 73401 Property Records

Carter County property record for 815 Boulder Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,798 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2026)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Nov 2007 Mortgage Dec 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12038`

Property Details

APN / Parcel Number

Primary APN	`12038`
Alternative APN	`1990-34-04S-01E-3-001-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
1st Floor Area	1,778 sqft
2nd Floor Area	1,020 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Deck Area	308 sqft
Shed	1 Shed
Shed Area	216 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12038
Street Address	815 BOULDER DR
City	ARDMORE
State	OK
Zip	73401-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NE NE NE SW-NW NW NW SE- 34 04S 01E
Legal Range	01E
Legal Township	04S
Legal Section	34
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	4S
Legal Lot Number	1E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1015
Census Tract	892502

Owner

Source: Carter County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2177, ARDMORE, OK 73402-2177
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2007	Deed of Trust, Mortgage AMERICAN NATIONAL BANK
Dec 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER HOME LOANS INC
May 12, 2026	Warranty Deed, Transfer · Construction Mortgage AMERICAN NATION BANK
May 12, 2026	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN NATION BANK
Jul 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	20264550
Deed Book / Page	7887 / 266
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000010240
Record Updated	Oct 29, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	815 BOULDER DR, ARDMORE, OK 73401-9341
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004743/029
Date	Nov 13, 2007
Book Page	4743/029
Instrument	2007-015657

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank
Address	ARDMORE, OK 73403

Agreement

Amount	Amount Recorded

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	815 BOULDER DR, ARDMORE, OK 73401-9341
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005621/236
Date	Dec 12, 2012
Book Page	5621/236
Instrument	2012-016461

Lender

Name	DISCOVER HOME LOANS INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2027

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 12, 2026
Property Address	815 BOULDER DR, ARDMORE, OK 73401-9341
Document Number	0000004550
Book / Page	7887 / 266
Instrument Date	May 11, 2026
Instrument	2026.4550
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$18,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000004551,
Date	May 12, 2026
Instrument	2026..4551

Lender

Name	AMERICAN NATION BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 12, 2026
Property Address	815 BOULDER DR, ARDMORE, OK 73401-9341
Document Number	007887/266
Book / Page	7887 / 266
Instrument Date	May 11, 2026
Instrument	20264550
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$18,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000004551,
Date	May 12, 2026
Instrument	20264551

Lender

Name	AMERICAN NATION BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Jul 9, 2021
Property Address	815 BOULDER DR, ARDMORE, OK 73401-9341
Document Number	007073/301
Book / Page	7073 / 301
Instrument Date	Jun 25, 2021
Instrument	2021-007635
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00 (-0.04%)	$30,186 (+5%) Land $9,600 Building $20,586	$275,573 (+15.03%) Land $80,000 Building $195,573
2024	$2,770.00 (+8.84%)	$28,749 (+3.56%) Land $9,600 Building $19,149	$239,573 (+3.55%) Land $80,000 Building $159,573
2023	$2,545.00	$27,762 Land $9,600 Building $18,162	$231,351 Land $80,000 Building $151,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100

May also be available: 360 Broadband, Verizon.

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