815 Algona Ave, Elgin, IL 60120 Property Records

Cook County property record for 815 Algona Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,159 sqft · built 1987
Lot Size0.261 acres (11,351 sqft)
OwnerIndividual Name on Record
Last Sale$266,000 (Jun 2004)
Tax Bill$7,681 (2023)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-307-012

Property Details

APN / Parcel Number

Primary APN06-07-307-012
Alternative APN
  • 06-07-307-012-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,159 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,351 sqft (0.261 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address815 ALGONA AVE
CityELGIN
StateIL
Zip60120-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(LORDS) (PARK) MANOR (UNIT3) SUB PT OF LTS 3 & 5 IN C IRCUIT COURT PARTITION PTS OF SECS 6 & 7 SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionLORDS PARK MANOR UNIT3
Legal Lot Number3,5
Legal Unit3
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1008
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address815 ALGONA AVE, ELGIN, IL 60120-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2004 · Amount on Record
Deed SaleJun 3, 2004 · Amount on Record
Deed Document Number20045307
Last Transfer DateMar 28, 2008
Transfer Doc0000050021
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address815 ALGONA AVE, ELGIN, IL 60120-3108
Document Number1807206057
Instrument DateFeb 24, 2018
Transaction TypeMortgage
Record UpdatedMar 22, 2018
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address815 ALGONA AVE ELGIN IL 601203108, ELGIN, IL 60120-3108

Mortgage

Document Number1807206057
DateMar 13, 2018
Instrument7206057
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 12, 2028

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,000 (+3%) Land $7,946 Building $31,054$390,000 (+3%) Land $79,460 Building $310,540
2023$7,681.00 (+3.31%)
2022$7,435.00 Homeowner's exemption$29,999 Land $7,378 Building $22,621$299,990 Land $73,780 Building $226,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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