Cook County property record for 828 Algona Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,446 sqft · built 1969 |
| Lot Size | 0.228 acres (9,936 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Aug 2017) |
| Tax Bill | $6,529 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-305-009 |
| Primary APN | 06-07-305-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,446 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,936 sqft (0.228 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 828 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LORDS) (PARK) MANOR (UNIT3) SUB PT OF LTS 3 & 5 IN C IRCUIT COURT PARTITION PTS OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT3 |
| Legal Lot Number | 3,5 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 828 ALGONA AVE, ELGIN, IL 60120-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI FEDERAL SVGS BK |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional with PMI PACIFIC UNION FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on File |
| Deed Sale | Aug 15, 2017 · Amount on File |
| Prior Sale | May 6, 2003 · Amount on File |
| Deed Document Number | 201712095 |
| Prior Transfer Date | Apr 18, 2003 |
| Prior Transfer Doc | 0000002013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 828 ALGONA AVE, ELGIN, IL 60120-3109 |
| Document Number | 2032507033 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 828 ALGONA AVE ELGIN IL 601203109, ELGIN, IL 60120-3109 |
| Document Number | 2032507033 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 32507033 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 15, 2017 |
| Property Address | 828 ALGONA AVE, ELGIN, IL 60120-3109 |
| Document Number | 1722712095 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 22712095 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 459 JEFFERSON AVE ELGIN IL 601203826, ELGIN, IL 60120-3826 |
| Document Number | 1722712096 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 22712096 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 (+26.93%) Land $6,955 Building $26,045 | $330,000 (+26.93%) Land $69,550 Building $260,450 | |
| 2023 | $6,529.00 (+3.37%) | ||
| 2022 | $6,316.00 Homeowner's exemption | $25,999 Land $6,458 Building $19,541 | $259,990 Land $64,580 Building $195,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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