Cook County property record for 785 Algona Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,701 sqft · built 1969 |
| Lot Size | 0.188 acres (8,190 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (Jul 2008) |
| Tax Bill | $2,195 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-307-003 |
| Primary APN | 06-07-307-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| 1st Floor Area | 1,701 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,190 sqft (0.188 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 785 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LORDS) (PARK) MANOR (UNIT2) SUB OF LT 3 & 5 IN CIRCU IT COURT PARTITION OF PTS OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT2 |
| Legal Lot Number | 3,5 |
| Legal Unit | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 804403 |
785 Algona Ave is owned and occupied by an individual who bought it in July 2008.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 785 ALGONA AVE, ELGIN, IL 60120-3198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC |
| Mar 24, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK/WV |
| Feb 13, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2008 · Amount on File |
| Deed Sale | Jul 22, 2008 · Amount on File |
| Prior Sale | Jul 22, 2008 |
| Deed Document Number | 200846009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 785 ALGONA AVE, ELGIN, IL 60120-3198 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011807221 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2211807221 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 785 ALGONA AVE, ELGIN, IL 60120-3198 |
| Document Number | 1810225012 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 785 ALGONA AVE ELGIN IL 601203198, ELGIN, IL 60120-3198 |
| Document Number | 1810225012 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 10225012 |
| Name | HUNTINGTON NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 13, 2018 |
| Property Address | 785 ALGONA AVE, ELGIN, IL 60120-3198 |
| Document Number | 1804455014 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 4455014 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 ALGONA AVE ELGIN IL 601203198, ELGIN, IL 60120-3198 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 Land $5,733 Building $27,267 | $330,000 Land $57,330 Building $272,670 | |
| 2023 | $2,195.00 (-60.45%) | ||
| 2022 | $5,550.00 Homeowner's exemption Senior Citizen's exemption | $25,999 Land $5,323 Building $20,676 | $259,990 Land $53,230 Building $206,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 785 Algona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 785 Algona Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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