815 5th St, Chipley, FL 32428 Property Records

Washington County property record for 815 5th St, Chipley, FL 32428

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,227 sqft · built 1984
Lot Size	0.566 acres (24,654 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2026)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000021240001`

Property Details

APN / Parcel Number

Primary APN	`000021240001`
Alternative APNs	`00000000-00-2124-0001` `21240001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,227 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Wood Frame (Stucco or Asbestos)
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,654 sqft (0.566 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Slab
Porch Area	681 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	815 5TH ST
City	CHIPLEY
State	FL
Zip	32428-2309
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	9 4 13 BG NWC OF LOT 3, RUN E.117.88, SE 188.26 TO S LN OF LT 3, W. TO W LN, N TO POB (LE ORB 831 P 176).
Legal Range	13W
Legal Township	04S
Legal Section	09
Legal Block	1
Legal Lot Number	3
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3029
Census Tract	970103

Owner

Source: Washington County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 5TH ST, CHIPLEY, FL 32428-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Deed Document Number	20267492
Deed Book / Page	1384 / 840
Prior Transfer Date	Sep 22, 2009
Prior Transfer Doc	0067006317
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 23, 2026
Property Address	815 5TH ST, CHIPLEY, FL 32428-2309
Document Number	0000007492
Book / Page	1384 / 840
Instrument Date	Sep 22, 2026
Instrument	20267492
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 5TH ST, CHIPLEY, FL 32428-2309

Mortgage

Document Number	0000007493,
Date	Sep 23, 2026
Instrument	20267493

Lender

Name	CAPITAL CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (+1,423.81%)	$76,779 (+97.92%) Land $14,146 Building $62,633	$76,779 (+20.7%) Land $14,146 Building $62,633
2024	$105.00 (+12.9%) Homeowner's exemption	$38,793 (+3%)	$63,612 (+16.29%) Land $14,146 Building $49,466
2023	$93.00 (-31.11%) Homeowner's exemption	$37,663 (+3%)	$54,703 (+12.49%) Land $14,146 Building $40,557
2022	$135.00 Homeowner's exemption	$36,566	$48,630 Land $11,788 Building $36,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20