794 5th St, Chipley, FL 32428 Property Records

Washington County property record for 794 5th St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,734 sqft · built 1985
Lot Size0.661 acres (28,793 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (May 2021)
Deeds & MortgagesMay 2026 Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000019400001

Property Details

APN / Parcel Number

Primary APN000019400001
Alternative APNs
  • 00000000-00-1940-0001
  • 19400001

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,734 sqft Living Area
Gross Area2,232 sqft
1st Floor Area1,734 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area28,793 sqft (0.661 acres)
Lot Dimensions180 ft deep x 160 ft wide
Garage TypeDetached
Garage Area576 sqft
PorchFinished/Open Porch
Porch Area498 sqft
Patio Area133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address794 5TH ST
CityCHIPLEY
StateFL
Zip32428-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1208 P 128 LOTS 1 & 3 BLK 24
Legal Range13W
Legal Township04S
Legal Section04
Legal SubdivisionL W MORDT
Legal Block1
Legal Lot Number1,3
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2038
Census Tract970103

Owner

Source: Washington County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address794 5TH ST, CHIPLEY, FL 32428-1912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 27, 2021Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC
Nov 14, 2017Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Document Number202167004054
Deed Book / Page1208 / 128
Prior Transfer DateJul 30, 2019
Prior Transfer Doc0067005789
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateMay 7, 2026
Property Address794 5TH ST, CHIPLEY, FL 32428-1912
Document Number0000003498
Book / Page1370 / 488
Instrument DateApr 28, 2026
Instrument20263498
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address794 5TH ST, CHIPLEY, FL 32428-1912

Mortgage

Document Number0000003498,
DateMay 7, 2026
Book Page1370/488
Instrument20263498
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.77%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 27, 2021
Property Address794 5TH ST, CHIPLEY, FL 32428-1912
Document Number0067004054
Book / Page1208 / 128
Instrument DateMay 4, 2021
Instrument202167004054
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2354 HICKORY RD, 2354, CARYVILLE, FL 32425-5406

Transferred To (Grantee/Buyer)

NameVerified Name
Address794 5TH ST, CHIPLEY, FL 32428-1912

Mortgage

Document Number0000000130
DateMay 27, 2021
Instrument1208/130
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateNov 14, 2017
Property Address794 5TH ST, CHIPLEY, FL 32428-1912
Document Number0067007883
Book / Page001104 / 000085
Instrument DateNov 14, 2017
Instrument67007883
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$902.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6758 NW ARGUS ST PORT ST LUCIE FL 349838332, PORT ST LUCIE, FL 34983-8332

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$190,324 (+5.99%)$245,542 (+27.84%) Land $30,400 Building $215,142
2023Homeowner's exemption$179,573$192,065 Land $24,000 Building $168,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

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