824 5th St, Chipley, FL 32428 Property Records

Washington County property record for 824 5th St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,517 sqft · built 1979
Lot Size0.291 acres (12,719 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2019)
Tax Bill$2,240 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000021300003

Property Details

APN / Parcel Number

Primary APN000021300003
Alternative APN
  • 21300003

Interior

Full Baths2 Baths
Building Area1,517 sqft Heated Area
Gross Area2,263 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,719 sqft (0.291 acres)
Lot Dimensions170 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area226 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000021300003
Street Address824 5TH ST
CityCHIPLEY
StateFL
Zip32428-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 4 13 ORB 1152 P 112 BG. 225' N. OF INT. OF N. LN. OF 1ST ST. & W.LN. OF 5TH ST., RUN W.170' N.75' E.170' S.75' TO POB.
Legal Range13W
Legal Township04N
Legal Section09
Legal Block2130
Legal Lot Number0003
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group3
Census Block3028
Census Tract970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address824 5TH ST, CHIPLEY, FL 32428-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIGNATURE MORTGAGE CORP
Sep 29, 2020Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jul 31, 2019Warranty Deed, Transfer · FHA Mortgage
SIGNATURE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleJul 25, 2013
Deed Document Number201967005871
Deed Book / Page1152 / 0112
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address824 5TH ST, CHIPLEY, FL 32428-2306
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 5TH ST, CHIPLEY, FL 32428-2306

Mortgage

Document Number0067008756
DateNov 10, 2021
Book Page1223/743
Instrument202167008756
Lender
NameSIGNATURE MORTGAGE CORP
TypeMortgage Company
AddressCANTON, OH 44718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address824 5TH ST, CHIPLEY, FL 32428-2306
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyFIRST AMER MTG SLN ON BEHAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 5TH ST, CHIPLEY, FL 32428-2306

Mortgage

Document Number0067006336
DateSep 29, 2020
Book Page1186/816
Instrument202067006336
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 31, 2019
Property Address824 5TH ST, CHIPLEY, FL 32428-2306
Document Number0067005871
Book / Page1152 / 0112
Instrument DateJul 29, 2019
Instrument201967005871
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1199 RESERVE BLVD #1212, 1199, GULF BREEZE, FL 32563

Transferred To (Grantee/Buyer)

NameVerified Name
Address2367 TILLER RD, CHIPLEY, FL 32428-3918

Mortgage

Document Number0000000113
DateJul 31, 2019
Instrument1152/113
Lender
NameSIGNATURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,240.00 (+5.07%) Homeowner's exemption$151,609 (+2.34%) Land $6,000 Building $145,609$151,609 (-10.45%) Land $6,000 Building $145,609
2024$2,132.00 (+3.24%) Homeowner's exemption$148,145 (+3%)$169,305 (+9.44%) Land $6,000 Building $163,305
2023$2,065.00 (+3.72%) Homeowner's exemption$143,830 (+3%)$154,705 (+10.79%) Land $6,000 Building $148,705
2022$1,991.00 Homeowner's exemption$139,641 Land $4,500 Building $135,141$139,641 Land $4,500 Building $135,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2004–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

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