814 S Mercer Ave, Bloomington, IL 61701 Property Records

McLean County property record for 814 S Mercer Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 2,578 sqft · built 1960
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,500 (May 2017)
Tax Bill	$5,670 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-151-001`

Property Details

APN / Parcel Number

Primary APN	`21-11-151-001`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
Gross Area	3,203 sqft
1st Floor Area	1,176 sqft
Basement Area	775 sqft
Finished Basement	500 sqft
Unfinished Basement	275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	129 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	814 S MERCER AVE
City	BLOOMINGTON
State	IL
Zip	61701-5780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	NOTTOLI SUB LOT 3
Legal Range	02E
Legal Township	23N
Legal Section	11
Legal Subdivision	NOTTOLI SUB
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1011
Census Tract	5800

Owner

Source: McLean County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	814 S MERCER AVE, BLOOMINGTON, IL 61701-5780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit IAA CU
May 30, 2017	Trustee's Deed, Foreclosure · ARM IAA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Deed Document Number	20179296
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0000009296
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Aug 4, 2026
Property Address	814 S MERCER AVE, BLOOMINGTON, IL 61701-5780
Document Number	0000011359
Instrument Date	Jul 13, 2026
Instrument	202611359
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	814 S MERCER AVE, BLOOMINGTON, IL 61701-5780

Mortgage

Document Number	0000011359,
Date	Aug 4, 2026
Instrument	202611359

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	814 S MERCER AVE, BLOOMINGTON, IL 61701-5780
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201900004683
Date	Apr 3, 2019
Instrument	2019-00004683

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	May 30, 2017
Property Address	814 S MERCER AVE, BLOOMINGTON, IL 61701-5780
Document Number	201700009296
Instrument Date	May 18, 2017
Instrument	2017-00009296
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	808 IAA DR, BLOOMINGTON, IL 61701-2214
Investor	Possibly a Property Investor

Mortgage

Document Number	201700009297
Date	May 30, 2017
Instrument	2017-00009297

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,512 (+19.97%) Land $16,199 Building $64,313	$241,536 (+19.97%) Land $48,597 Building $192,939
2024	$5,670.00 (+11.02%)
2023	$5,107.00	$67,108 Land $13,502 Building $53,606	$201,324 Land $40,506 Building $160,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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