902 S Mercer Ave, Bloomington, IL 61701 Property Records

McLean County property record for 902 S Mercer Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,420 sqft · built 1920
Lot Size	0.466 acres (20,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$6,803 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-151-003`

Property Details

APN / Parcel Number

Primary APN	`21-11-151-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,176 sqft
Basement Area	460 sqft
Finished Basement	264 sqft
Unfinished Basement	196 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	20,290 sqft (0.466 acres)
Lot Dimensions	149 ft deep x 142 ft wide
View / Lot	Lake Front
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	902 S MERCER AVE
City	BLOOMINGTON
State	IL
Zip	61701-7153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RJ SNYDER SUB ORIG LOT 6 JS EWINGS SUB W1/2 NW 11-23-2E (EX S115) LOT 1
Legal Range	02E
Legal Township	23N
Legal Section	11
Legal Subdivision	RJ SNYDER SUB
Legal Lot Number	6,1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1011
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	202121365
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 1, 2021
Property Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153
Document Number	202100021365
Instrument Date	Aug 27, 2021
Instrument	2021-00021365
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153

Mortgage

Document Number	202100021366
Date	Sep 1, 2021
Instrument	2021-00021366

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020017
Date	Sep 29, 2020
Instrument	2020-00020017

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900015431
Date	Sep 26, 2019
Instrument	2019-00015431

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 20, 2018
Property Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153
Document Number	201800020347
Instrument Date	Dec 7, 2018
Instrument	2018-00020347
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S MERCER AVE, BLOOMINGTON, IL 61701-7153

Mortgage

Document Number	201800020348
Date	Dec 20, 2018
Instrument	2018-00020348

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,324 (+19.97%) Land $28,250 Building $67,074	$285,972 (+19.97%) Land $84,750 Building $201,222
2024	$6,803.00 (+10.82%)
2023	$6,139.00	$79,455 Land $23,547 Building $55,908	$238,365 Land $70,641 Building $167,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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