810 S Mercer Ave, Bloomington, IL 61701 Property Records

McLean County property record for 810 S Mercer Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,085 sqft · built 1953
Lot Size	0.205 acres (8,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Apr 2023)
Tax Bill	$4,683 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-153-001`

Property Details

APN / Parcel Number

Primary APN	`21-11-153-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,085 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	972 sqft
Basement Area	530 sqft
Finished Basement	530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,927 sqft (0.205 acres)
Lot Dimensions	110 ft deep x 81 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 S MERCER AVE
City	BLOOMINGTON
State	IL
Zip	61701-5779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	JS EWINGS SUB W80 ACRES NW 11-23-2E N81 S372, E110 W140 LOT 5
Legal Range	02E
Legal Township	23N
Legal Section	11
Legal Subdivision	JS EWINGS SUB
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1005
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 15, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 24, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jul 21, 2020	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	20234136
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	0000013836
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 3, 2023
Property Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779
Document Number	202300004136
Instrument Date	Mar 27, 2023
Instrument	2023-00004136
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779

Mortgage

Document Number	202300004137
Date	Apr 3, 2023
Instrument	2023-00004137

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779

Mortgage

Document Number	202100022283
Date	Sep 15, 2021
Instrument	2021-00022283

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 12, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 24, 2021
Property Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779
Document Number	202100014875
Instrument Date	Jun 2, 2021
Instrument	2021-00014875
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779

Mortgage

Document Number	202100014876
Date	Jun 24, 2021
Instrument	2021-00014876

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2020
Property Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779
Document Number	202000013836
Instrument Date	Jul 8, 2020
Instrument	2020-00013836
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 CROWN CT, 1316, BLOOMINGTON, IL 61704-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 S MERCER AVE, BLOOMINGTON, IL 61701-5779

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,283 (+19.97%) Land $15,029 Building $61,254	$228,849 (+19.97%) Land $45,087 Building $183,762
2024	$4,683.00 (+12.84%)
2023	$4,150.00	$63,584 Land $12,527 Building $51,057	$190,752 Land $37,581 Building $153,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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