814 Ember Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 814 Ember Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 1997
Lot Size	1.1 acres (48,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2019)
Deeds & Mortgages	Dec 2023 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-106-007`

Property Details

APN / Parcel Number

Primary APN	`05-20-106-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,000 sqft
Basement Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	48,000 sqft (1.1 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	814 EMBER LN
City	SPRING GROVE
State	IL
Zip	60081-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0000640 LT 95 WILMOT FARMS OF SPRING GROVE PHASE 1
Legal Range	09E
Legal Township	46N
Legal Section	20
Legal Subdivision	WILMOT FARMS PHASE 1
Legal Phase	1
Legal Block	106
Legal Lot Number	95
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	2
Census Block	2025
Census Tract	870106

Owner

814 Ember Ln is owned and occupied by two individuals who bought it in January 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	814 EMBER LN, SPRING GROVE, IL 60081-8291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 8, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Jun 21, 2004 · Amount on File
Deed Document Number	2019R0000640
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	814 EMBER LN, SPRING GROVE, IL 60081-8291
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032659
Date	Dec 29, 2023
Instrument	2023R0032659

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate
Rate	12.3%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	814 EMBER LN, SPRING GROVE, IL 60081-8291
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011807
Date	Mar 30, 2022
Instrument	2022R0011807

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	1.99%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 8, 2019
Property Address	814 EMBER LN, SPRING GROVE, IL 60081-8291
Document Number	0000000640
Instrument Date	Dec 20, 2018
Instrument	640
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	814 EMBER LN SPRING GROVE IL 600818291, SPRING GROVE, IL 60081-8291

Mortgage

Document Number	641
Date	Jan 8, 2019
Instrument	641

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$111,061 Land $17,288 Building $93,773	$333,183 Land $51,864 Building $281,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 814 Ember Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 Ember Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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