918 Ember Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 918 Ember Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 1996
Lot Size	1.1 acres (48,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Apr 2022)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-106-011`

Property Details

APN / Parcel Number

Primary APN	`05-20-106-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	2,700 sqft
Basement Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Colonial
Exterior Material	Ribbed Aluminum
Lot Area	48,000 sqft (1.1 acres)
Lot Dimensions	302 ft deep x 158 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	918 EMBER LN
City	SPRING GROVE
State	IL
Zip	60081-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0013379 LT 99 WILMOT FARMS OF SPRING GROVE PHASE 1 MEMO: SHIRLEY, AMANDA/NAATSIILID B/ CLARK, DONALD WAYNE
Legal Range	09E
Legal Township	46N
Legal Section	20
Legal Subdivision	WILMOT FARMS PHASE 1
Legal Phase	1
Legal Tract	918
Legal Block	106
Legal Lot Number	99
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	2
Census Block	2025
Census Tract	870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	918 EMBER LN, SPRING GROVE, IL 60081-8291
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage BETTER LENDING LLC
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 13, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	2022R0013379
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	918 EMBER LN, SPRING GROVE, IL 60081-8291
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 EMBER LN, SPRING GROVE, IL 60081-8291

Mortgage

Document Number	0000034170
Date	Dec 4, 2025
Instrument	2025R0034170

Lender

Name	BETTER LENDING LLC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60195

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.25%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 12, 2022
Property Address	918 EMBER LN, SPRING GROVE, IL 60081-8291
Document Number	0000013379
Map Reference	DOC 94R36497
Instrument Date	Mar 14, 2022
Instrument	2022R0013379
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10809 ESMERALDA DR NW, ALBURGUE, NM

Mortgage

Document Number	0000013382
Date	Apr 12, 2022
Instrument	2022R0013382

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 13, 2018
Property Address	918 EMBER LN, SPRING GROVE, IL 60081-8291
Document Number	0000019576
Map Reference	DOC94R36497
Instrument Date	May 1, 2018
Instrument	2018R0019576
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 W FARGO AVE, CHICAGO, IL 60645-2272

Mortgage

Document Number	0000019577
Date	Jun 13, 2018
Instrument	2018R0019577

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$118,109 Land $17,288 Building $100,821	$354,327 Land $51,864 Building $302,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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