1005 Ember Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 1005 Ember Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1995
Lot Size	1.2 acres (52,634 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Aug 2021)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-20-107-002`

Property Details

APN / Parcel Number

Primary APN	`05-20-107-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Basement Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	52,634 sqft (1.2 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1005 EMBER LN
City	SPRING GROVE
State	IL
Zip	60081-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0042974 LT 75 WILMOT FARMS OF SPRING GROVE PHASE 1
Legal Range	09E
Legal Township	46N
Legal Section	20
Legal Subdivision	WILMOT FARMS PHASE 1
Legal Phase	1
Legal Block	107
Legal Lot Number	75
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	2
Census Block	2024
Census Tract	870106

Owner

1005 Ember Ln is owned and occupied by an individual who bought it in August 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1005 EMBER LN, SPRING GROVE, IL 60081-8290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BENEDICT J SPONSELLER TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Nov 18, 2014 · Amount on File
Deed Document Number	2021R0042974
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1005 EMBER LN, SPRING GROVE, IL 60081-8290
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 EMBER LN, SPRING GROVE, IL 60081-8290

Mortgage

Document Number	0000024643
Date	Sep 10, 2025
Instrument	2025R0024643

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.5%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 5, 2021
Property Address	1005 EMBER LN, SPRING GROVE, IL 60081-8290
Document Number	0000042974
Map Reference	DO 94R36497
Instrument Date	Jul 22, 2021
Instrument	2021R0042974
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1005 EMBER LN, SPRING GROVE, IL 60081-8290

Mortgage

Document Number	0000042975
Date	Aug 5, 2021
Instrument	2021R0042975

Lender

Name	BENEDICT J SPONSELLER TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$110,484 Land $17,288 Building $93,196	$331,452 Land $51,864 Building $279,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1005 Ember Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Ember Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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