Cape May County and Lower Township property record for 814 Cold Spring Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,505 sqft · built 1972 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Feb 2018) |
| Tax Bill | $6,065 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2018 Sale & Mortgage |
| APN | 05-00756-0000-00007 |
| Primary APN | 05-00756-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,505 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 100 ft deep x 81 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 814 COLD SPRING AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | CAPE MAY GABLES |
| Legal Block | 756 |
| Legal Lot Number | 7 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21900 |
814 Cold Spring Ave is owned and occupied by an individual who bought it in February 2018.
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 814 COLD SPRING AVE, CAPE MAY, NJ 08204-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Feb 13, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2018 · Amount on File |
| Deed Sale | Feb 13, 2018 · Amount on File |
| Deed Document Number | 201845138 |
| Deed Book / Page | 3776 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 814 COLD SPRING AVE, CAPE MAY, NJ 08204-4206 |
| Document Number | 0063060450 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 814 COLD SPRING AVE CAPE MAY NJ 082044206, CAPE MAY, NJ 08204-4206 |
| Document Number | 0063060450 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 006306/000450 |
| Instrument | 256 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 3, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 13, 2018 |
| Property Address | 814 COLD SPRING AVE, CAPE MAY, NJ 08204-4206 |
| Document Number | 0037760424 |
| Book / Page | 003776 / 000424 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 45138 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | TITLE COMPANY/JERSEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 COLD SPRING AVE CAPE MAY NJ 082044206, CAPE MAY, NJ 08204-4206 |
| Document Number | 59440361 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 005944/000361 |
| Instrument | 45139 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,200 (+36.48%) Land $174,300 Building $233,900 | $408,200 (+36.48%) Land $174,300 Building $233,900 | |
| 2025 | $299,100 Land $174,300 Building $124,800 | $299,100 Land $174,300 Building $124,800 | |
| 2024 | $6,065.00 | ||
| 2023 | $299,100 Land $174,300 Building $124,800 | $299,100 Land $174,300 Building $124,800 | |
| 2022 | $5,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 814 Cold Spring Ave; there have been 117 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 8 condo units |
| Nearby Flood Claims | 117 (1978–2025) |
| Claims Outside the SFHA | 2 of 117 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 814 Cold Spring Ave is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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