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812 Cold Spring Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 812 Cold Spring Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,036 sqft · built 1980
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (Aug 2024)
Tax Bill$4,746 (2024)
Deeds & MortgagesFeb 2017 Line of Credit
APN05-00756-0000-00008

Property Details

APN / Parcel Number

Primary APN05-00756-0000-00008
Alternative APN
  • 050075600008

Interior

Stories1 Story
Building Area1,036 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Construction TypeFrame
Lot Area6,700 sqft (0.154 acres)
Lot Dimensions100 ft deep x 67 ft wide

Location & Zoning

Street Address812 COLD SPRING AVE
CityCAPE MAY
StateNJ
Zip08204-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block756
Legal Lot Number8
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group2
Census Block2010
Census Tract21900

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address456 GLADSTONE AVE, HADDONFIELD, NJ 08033-4006
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2024 · Amount on Record
Deed SaleAug 6, 2024 · Amount on Record
Prior SaleJan 5, 1980 · Amount on Record
Deed Document Number202444297
Deed Book / Page4180 / 567
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address812 COLD SPRING AVE, CAPE MAY, NJ 08204-4206
Document Number0058460046
Book / Page005846 / 000046
Instrument DateFeb 7, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017
Title CompanyMORTGAGE SERVICES, MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 COLD SPRING AVE CAPE MAY NJ 082044206, CAPE MAY, NJ 08204-4206

Mortgage

Document Number0058460046
DateMar 6, 2017
Book Page005846/000046
Instrument6196
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,400 (-) Land $170,100 Building $76,300$246,400 (-) Land $170,100 Building $76,300
2025$246,400 (-) Land $170,100 Building $76,300$246,400 (-) Land $170,100 Building $76,300
2024$4,746.00 (+4.88%)
2023$246,400 Land $170,100 Building $76,300$246,400 Land $170,100 Building $76,300
2022$4,525.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 units insured
incl. 8 condo units
Nearby Flood Claims117 (1978–2025)
Claims Outside the SFHA2 of 117
Most Recent ClaimAug 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims
  • Hurricane Gloria, Sep 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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