803 Cold Spring Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 803 Cold Spring Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,497 sqft · built 1965
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Feb 2013)
Tax Bill	$6,761 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
APN	`05-00757-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`05-00757-0000-00002`
Alternative APN	`050075700002`

Interior

Stories	2 Stories
Building Area	2,497 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	100 ft deep x 140 ft wide

Location & Zoning

Street Address	803 COLD SPRING AVE
City	CAPE MAY
State	NJ
Zip	08204-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L3
Legal Block	757
Legal Lot Number	2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	2
Census Block	2008
Census Tract	21900

Owner

803 Cold Spring Ave is owned and occupied by two individuals who bought it in February 2013.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 COLD SPRING AVE, CAPE MAY, NJ 08204-4205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2013 · Amount on File
Deed Sale	Feb 27, 2013 · Amount on File
Deed Document Number	2013346
Deed Book / Page	3527 / 589
Prior Transfer Date	Jan 26, 2011
Prior Transfer Doc	0000000333
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	803 COLD SPRING AVE, CAPE MAY, NJ 08204-4205
Document Number	0063811000
Instrument Date	Mar 22, 2021
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	803 COLD SPRING AVE CAPE MAY NJ 082044205, CAPE MAY, NJ 08204-4205

Mortgage

Document Number	0063811000
Date	Apr 26, 2021
Book Page	006381/001000
Instrument	20643

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2036

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,400 (-) Land $192,000 Building $141,400	$333,400 (-) Land $192,000 Building $141,400
2025		$333,400 Land $192,000 Building $141,400	$333,400 Land $192,000 Building $141,400
2024	$6,761.00
2023		$333,400 Land $192,000 Building $141,400	$333,400 Land $192,000 Building $141,400
2022	$6,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 803 Cold Spring Ave; there have been 117 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 units insured incl. 8 condo units
Nearby Flood Claims	117 (1978–2025)
Claims Outside the SFHA	2 of 117
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims Hurricane Gloria, Sep 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 Cold Spring Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20