Lake County property record for 8131 Kraay Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,279 sqft · built 1968 |
| Lot Size | 0.218 acres (9,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,000 (Sep 2020) |
| Tax Bill | $2,846 (2024) |
| Deeds & Mortgages | Oct 2017 Line of Credit Sep 2020 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0239-0002 |
| Primary APN | 007-18-28-0239-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| Basement Area | 1,279 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,514 sqft (0.218 acres) |
| Lot Dimensions | 142 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0239-0002 |
|---|---|
| Old Parcel Number | 182802390002 |
| Street Address | 8131 KRAAY AVE |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLING GREEN SUB. L.2 |
| Legal Subdivision | BOWLING GREEN SUB |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40401 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 8131 KRAAY AVE, MUNSTER, IN 46321-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Sep 16, 2020 | Personal Representative Deed, Transfer · Reverse Mortgage FIRST FINANCIAL BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 2020 064311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8131 KRAAY AVE, MUNSTER, IN 46321-1434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068227 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 2017 068227 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 16, 2020 |
| Property Address | 8131 KRAAY AVE, MUNSTER, IN 46321-1434 |
| Document Number | 0000064311 |
| Map Reference | MB 36 PG 46 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020 064311 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8131 KRAAY AVE, MUNSTER, IN 46321-1434 |
| Document Number | 0000064312 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020 064312 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,300 (+27.14%) Land $48,600 Building $236,700 | $285,300 (+27.14%) Land $48,600 Building $236,700 | |
| 2024 | $2,846.00 (-30.64%) | ||
| 2023 | $224,400 (+5.5%) Land $53,100 Building $171,300 | $224,400 (+5.5%) Land $53,100 Building $171,300 | |
| 2022 | $4,103.00 Homeowner's exemption | $212,700 Land $53,100 Building $159,600 | $212,700 Land $53,100 Building $159,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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