Lake County property record for 8132 Kraay Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,964 sqft · built 1969 |
| Lot Size | 0.216 acres (9,447 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2025) |
| Tax Bill | $4,414 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0240-0013 |
| Primary APN | 007-18-28-0240-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| Basement Area | 572 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,447 sqft (0.216 acres) |
| Lot Dimensions | 141 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0240-0013 |
|---|---|
| Old Parcel Number | 182802400013 |
| Street Address | 8132 KRAAY AVE |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLING GREEN 2ND SUB. L.27 |
| Legal Subdivision | BOWLING GREEN 02 |
| Legal Lot Number | 27 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 40401 |
Source: Lake County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8132 KRAAY AVE, MUNSTER, IN 46321-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on Record |
| Deed Sale | Oct 9, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2022 · Amount on Record |
| Deed Document Number | 2025-539008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 9, 2025 |
| Property Address | 8132 KRAAY AVE, MUNSTER, IN 46321-1423 |
| Document Number | 0000039008 |
| Map Reference | MB 36 PG 47 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025-539008 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8132 KRAAY AVE, MUNSTER, IN 46321-1423 |
| Document Number | 0000039009 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-539009 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 6, 2022 |
| Property Address | 8132 KRAAY AVE, MUNSTER, IN 46321-1423 |
| Document Number | 0000027538 |
| Map Reference | MB 36 PG 47 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-527538 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 8132 KRAAY AVE, MUNSTER, IN 46321-1423 |
| Document Number | 0000027539 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-527539 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350,500 (+4.78%) Land $48,300 Building $302,200 | $350,500 (+4.78%) Land $48,300 Building $302,200 | |
| 2024 | $4,414.00 (+34.04%) | $334,500 (-0.18%) Land $48,300 Building $286,200 | $334,500 (-0.18%) Land $48,300 Building $286,200 |
| 2023 | $335,100 (+34.31%) Land $53,100 Building $282,000 | $335,100 (+34.31%) Land $53,100 Building $282,000 | |
| 2022 | $3,293.00 Homeowner's exemption | $249,500 Land $53,100 Building $196,400 | $249,500 Land $53,100 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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