8111 Kraay Ave, Munster, IN 46321 Property Records

Lake County property record for 8111 Kraay Ave, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,888 sqft · built 1968
Lot Size0.58 acres (25,277 sqft)
Owner2 Individual Names on Record
Tax Bill$5,194 (2024)
Deeds & MortgagesDec 2021 Mortgage
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN007-18-28-0265-0010

Property Details

APN / Parcel Number

Primary APN007-18-28-0265-0010
Alternative APNs
  • 45-07-19-229-001.000-027
  • 182802650010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,888 sqft Living Area
Basement Area591 sqft
Family RoomFamily Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area25,277 sqft (0.58 acres)
Lot Dimensions161 ft deep x 157 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
Deck Area196 sqft
Shed1 Shed
Shed Area64 sqft
Boat House240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0265-0010
Old Parcel Number182802650010
Street Address8111 KRAAY AVE
CityMUNSTER
StateIN
Zip46321-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWLING GREEN 3RD SUB. LOTS 38 & 39
Legal SubdivisionBOWLING GREEN 03
Legal Lot Number38,39 39
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3001
Census Tract40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8111 KRAAY AVE, MUNSTER, IN 46321-1422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
TOWNSTONE FINANCIAL INC
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 7, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 1993
Deed SaleMar 17, 1993
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8111 KRAAY AVE, MUNSTER, IN 46321-1422
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042044
DateDec 10, 2021
Instrument2021-542044
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8111 KRAAY AVE, MUNSTER, IN 46321-1422
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyMERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025372
DateApr 25, 2017
Instrument2017 025372
Lender
NameTOWNSTONE FINANCIAL INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8111 KRAAY AVE, MUNSTER, IN 46321-1422
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007298
DateJan 26, 2021
Instrument2021-007298
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 1, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8111 KRAAY AVE, MUNSTER, IN 46321-1422
Document Number0000013212
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8111 KRAAY AVE MUNSTER IN 463211422, MUNSTER, IN 46321-1422

Mortgage

Document Number0000013212
DateFeb 25, 2020
Instrument13212
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 24, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$446,000 (+16.09%) Land $87,200 Building $358,800$446,000 (+16.09%) Land $87,200 Building $358,800
2024$5,194.00 (+5.55%)
2023$384,200 (+5.64%) Land $91,400 Building $292,800$384,200 (+5.64%) Land $91,400 Building $292,800
2022$4,921.00 Homeowner's exemption$363,700 Land $91,400 Building $272,300$363,700 Land $91,400 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims157 (1982–2011)
Claims Outside the SFHA7 of 157
Most Recent ClaimFeb 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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