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813 Summer St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 813 Summer St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,326 sqft · built 1954
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$935,000 (Dec 2024)
Tax Bill$9,671 (2025)
Deeds & MortgagesMar 2024 Refinance
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNLYNF M:0042 B:0000 L:1692

Property Details

APN / Parcel Number

Primary APNLYNF M:0042 B:0000 L:1692

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,326 sqft Living Area
Gross Area4,168 sqft
Basement Area1,787 sqft
Finished Basement1,295 sqft
Unfinished Basement492 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address813 SUMMER ST
CityLYNNFIELD
StateMA
Zip01940-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number1692
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group3
Census Block3000
Census Tract209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:1692

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address813 SUMMER ST, LYNNFIELD, MA 01940-2018
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
HANSCOM FCU
Sep 02, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MASSACHUSETTS FAMILY CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2024 · Amount on Record
Deed SaleDec 27, 2024 · Amount on Record
Prior SaleAug 04, 2014 · Amount on Record
Deed Book / Page42507 / 449
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address813 SUMMER ST, LYNNFIELD, MA 01940-2018
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042032-541
DateMar 22, 2024
Book Page42032/541
Instrument20240322000290
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address813 SUMMER ST, LYNNFIELD, MA 01940-2018
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38894-126
DateSep 02, 2020
Book Page38894/126
Instrument20200902000520
Lender
NameMASSACHUSETTS FAMILY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,671.00 (+10.53%)$915,800 (+10.01%) Land $487,000 Building $428,800$884,830
2024$8,750.00 (+1.54%)$832,500 (+9.17%) Land $442,700 Building $389,800
2023$8,617.00$762,600 Land $420,000 Building $342,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1979–2014)
Most Recent ClaimDec 2014 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Based on FCC filings for 240 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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