Essex County and Lynnfield Town property record for 789 Summer St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 5,425 sqft · built 1955 |
| Lot Size | 0.693 acres (30,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $508,800 (Apr 2022) |
| Tax Bill | $16,758 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0042 B:0000 L:1643 |
| Primary APN | LYNF M:0042 B:0000 L:1643 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,425 sqft Living Area |
| Gross Area | 8,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,200 sqft (0.693 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 789 SUMMER ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | MELCH BROTHERS CORP LYNNFIELD |
| Legal Lot Number | 1643 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:1643
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 789 SUMMER ST, LYNNFIELD, MA 01940-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 25, 2022 | Condominium Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO |
| Apr 04, 2022 | Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Oct 10, 2008 |
| Deed Document Number | 20223320 |
| Record Updated | Jun 08, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Apr 25, 2022 |
| Property Address | 789 SUMMER ST, LYNNFIELD, MA 01940-2018 |
| Document Number | 040888-450 |
| Book / Page | 40888 / 450 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 20220425004040 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 789 SUMMER ST # 4, 4, LYNN, MA 01905-1944 |
| Document Number | 220425004050 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 220425004050 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Apr 04, 2022 |
| Property Address | 789 SUMMER ST, LYNNFIELD, MA 01940-2018 |
| Document Number | 040840-473 |
| Book / Page | 40840 / 473 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 20220404003320 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 789 SUMMER ST # 5, 5, LYNN, MA 01905-1944 |
| Document Number | 220404003330 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 220404003330 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,758.00 (+10.06%) | $1,586,900 (+9.54%) Land $490,700 Building $1,096,200 |
| 2024 | $15,226.00 (+2.84%) | $1,448,700 (+10.57%) Land $446,100 Building $1,002,600 |
| 2023 | $14,805.00 | $1,310,200 Land $423,400 Building $886,800 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 240 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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