818 Summer St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 818 Summer St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,500 sqft · built 1950
Lot Size0.223 acres (9,701 sqft)
Owner2 Individual Names on File
Last Sale$162,500 (Dec 1987)
Tax Bill$8,857 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNLYNF M:0042 B:0000 L:1773

Property Details

APN / Parcel Number

Primary APNLYNF M:0042 B:0000 L:1773

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,500 sqft Living Area
Gross Area3,000 sqft
Basement Area1,500 sqft
Finished Basement1,000 sqft
Unfinished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,701 sqft (0.223 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address818 SUMMER ST
CityLYNNFIELD
StateMA
Zip01940-2041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number1773
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group4
Census Block4014
Census Tract209100

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:1773

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address818 SUMMER ST, LYNNFIELD, MA 01940-2041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 06, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 1987 · Amount on Record
Deed SaleDec 21, 1987 · Amount on Record
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address818 SUMMER ST, LYNNFIELD, MA 01940-2041
Document Number37433-39
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 SUMMER ST LYNNFIELD MA 019402041, LYNNFIELD, MA 01940-2041

Mortgage

Document Number37433-39
DateApr 10, 2019
Book Page037433/000039
Instrument1904101510
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 09, 2049
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address818 SUMMER ST, LYNNFIELD, MA 01940-2041
Document Number36950-13
Instrument DateAug 06, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 SUMMER ST LYNNFIELD MA 019402041, LYNNFIELD, MA 01940-2041

Mortgage

Document Number36950-13
DateAug 20, 2018
Book Page036950/000013
Instrument1808202940
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 19, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,857.00 (+10.52%)$838,700 (+9.99%) Land $464,800 Building $373,900$811,015
2024$8,014.00 (+1.31%)$762,500 (+8.93%) Land $422,500 Building $340,000
2023$7,910.00$700,000 Land $400,800 Building $299,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1979–2021)
Claims Outside the SFHA6 of 10
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Based on FCC filings for 240 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Summer St

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