Simpson County property record for 813 E Cedar St, Franklin, KY 42134 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,578 sqft · built 1960 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jun 1996) |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-06-035.00 |
| Primary APN | 015-00-06-035.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 257 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 813 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 813 EAST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970200 |
Source: Simpson County records · APN 015-00-06-035.00
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EDMONTON STATE BANK |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO |
| Aug 28, 2012 | Deed of Trust, Mortgage FRANKLIN BANK & TRUST CO |
| Jun 02, 2011 | Deed of Trust, Mortgage FRANKLIN BANK & TRUST CO |
| Apr 25, 2011 | Deed of Trust, Mortgage KIRKSTON MORTGAGE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 1996 · Amount on Record |
| Deed Sale | Jun 27, 1996 · Amount on Record |
| Deed Document Number | 0000202531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jul 15, 2026 |
| Property Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Document Number | 0001266191 |
| Book / Page | 590 / 786 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261266191 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 409 W CEDAR ST, FRANKLIN, KY 42134-1709 |
| Document Number | 0001266191, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 590/786 |
| Instrument | 20261266191 |
| Name | EDMONTON STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M516/356 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | M516/356 |
| Instrument | 1208273 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000383/54 |
|---|---|
| Date | Aug 28, 2012 |
| Book Page | 383/54 |
| Instrument | 1103041 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Address | 317 N MAIN ST, FRANKLIN, KY 42134 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Investor | Possibly a Property Investor |
| Document Number | 00000370/1 |
|---|---|
| Date | Jun 02, 2011 |
| Book Page | 370/1 |
| Instrument | 933911 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Address | FRANKLIN, KY 42134 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | May 27, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 813 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000369/24 |
|---|---|
| Date | Apr 25, 2011 |
| Book Page | 369/24 |
| Instrument | 929291 |
| Name | KIRKSTON MORTGAGE LENDING LLC |
|---|---|
| Address | EVANSVILLE, IN 47715 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 01, 2041 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534.00 (-9.8%) Homeowner's exemption | $110,000 (-) | $110,000 (-) |
| 2023 | $592.00 Homeowner's exemption | $110,000 | $110,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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