807 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 807 E Cedar St, Franklin, KY 42134 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1962
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$798 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-00-06-038.00`

Property Details

APN / Parcel Number

Primary APN	`015-00-06-038.00`
Alternative APN	`1836`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Living Area
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	320 ft deep x 75 ft wide
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	807 E CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	807 EAST CEDAR STREET
Legal Subdivision	E S ROBEY
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1036
Census Tract	970200

Owner

Source: Simpson County records · APN 015-00-06-038.00

Assessment roll updated February 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 09, 2020	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 22, 2019	Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK
Apr 13, 2017	Deed, Transfer · Line of Credit FRANKLIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2021
Deed Sale	Sep 21, 2021
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20211204855
Deed Book / Page	359 / 692
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	00D359/692
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIMPSON KY
Recording Date	Sep 21, 2021
Property Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207
Document Number	00D359/692
Book / Page	D359 / 692
Map Reference	MB 65 PG 165
Instrument Date	Sep 10, 2021
Instrument	1204855
Transaction Type	Transfer
Record Updated	Feb 02, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207

Mortgage

Document Number	0001204856
Date	Sep 21, 2021
Instrument	1204856

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIMPSON KY
Recording Date	Dec 09, 2020
Property Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207
Document Number	000D353/55
Book / Page	D353 / 55
Map Reference	MB 65 PG 165
Instrument Date	Nov 03, 2020
Instrument	1199910
Transaction Type	Transfer
Record Updated	Feb 02, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207

Mortgage

Document Number	0001199911
Date	Dec 09, 2020
Instrument	1199911

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Apr 22, 2019
Property Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207
Document Number	00D341/231
Book / Page	D341 / 231
Map Reference	MB 65 PG 165
Instrument Date	Apr 19, 2019
Instrument	1191165
Transaction Type	Transfer
Record Updated	Feb 02, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$91.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 NORTHFIELD DR, RUSSELLVILLE, KY 42276-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207

Mortgage

Document Number	0001191166
Date	Apr 22, 2019
Instrument	1191166

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Apr 13, 2017
Property Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207
Document Number	00D327/151
Book / Page	D327 / 151
Map Reference	MB 65 PG 165
Instrument Date	Apr 13, 2017
Instrument	1179966
Transaction Type	Transfer
Record Updated	Feb 02, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 GRANDVIEW ST, BOWLING GREEN, KY 42101-3727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 E CEDAR ST, FRANKLIN, KY 42134-1207

Mortgage

Document Number	0001179967
Date	Apr 13, 2017
Instrument	1179967

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00 (-5.79%)	$91,000 (-)	$91,000 (-)
2023	$847.00	$91,000	$91,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982)
Most Recent Claim	Sep 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Franklin Electric Plant Board	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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