Simpson County property record for 817 E Cedar St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,766 sqft · built 1950 |
| Lot Size | 0.735 acres (32,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Nov 2017) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-00-06-032.00 |
| Primary APN | 015-00-06-032.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,766 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,000 sqft (0.735 acres) |
| Lot Dimensions | 320 ft deep x 100 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 817 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 817 EAST CEDAR STREET |
| Legal Subdivision | E S ROBEY SUBDIVISION |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970200 |
Source: Simpson County records · APN 015-00-06-032.00
Assessment roll updated February 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 817 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 29, 2017 | Warranty Deed, Transfer · Line of Credit FAHE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 20171183595 |
| Deed Book / Page | 331 / 299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 817 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 817 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Document Number | 00M559/759 |
|---|---|
| Date | Dec 09, 2024 |
| Book Page | M559/759 |
| Instrument | 1229667 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 817 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M524/693 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | M524/693 |
| Instrument | 1210983 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Nov 29, 2017 |
| Property Address | 817 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Document Number | 00D331/299 |
| Book / Page | D331 / 299 |
| Map Reference | MB 65 PG 165 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 1183595 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 846 BROADWAY AVE, FRANKLIN, KY 42134-9112 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 817 E CEDAR ST, FRANKLIN, KY 42134-1207 |
| Document Number | 0001183596 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 1183596 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (-5.73%) | $135,000 (-) | $135,000 (-) |
| 2023 | $1,256.00 | $135,000 | $135,000 |
Source: FEMA National Flood Hazard Layer as of March 17, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin Electric Plant Board Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 67 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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