812 Ridgewood Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 812 Ridgewood Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	5 ba · 679 sqft · built 1970
Owner	Individual Name on Record
Tax Bill	$442 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2355-0000-0840-63`

Property Details

APN / Parcel Number

Primary APN	`2355-0000-0840-63`
Alternative APNs	`R000033357` `240806`

Interior

Full Baths	5 Baths
Building Area	679 sqft Living Area
Gross Area	1,273 sqft
1st Floor Area	679 sqft

Exterior

Year Built	Built 1970
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	128 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	R000033357
Old Parcel Number	2355.0000.0840.63
Street Address	812 RIDGEWOOD DR
City	TOOL
State	TX
Zip	75143-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 84 & 85 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LTS 84 & 85, B/62
Legal Subdivision	CEDAR CREST SHORES (508)
Legal Lot Number	84,85 85
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2015
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	812 RIDGEWOOD DR, TOOL, TX 75143-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Mar 17, 2023	Vendor's Lien, Transfer · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023
Deed Sale	Jul 10, 2023
Prior Sale	Mar 17, 2023
Deed Document Number	2023-00010118
Record Updated	Jun 7, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jul 10, 2023
Property Address	812 RIDGEWOOD DR, TOOL, TX 75143-2347
Document Number	202300010118
Map Reference	VOL 3 PG 45
Instrument Date	Jul 7, 2023
Instrument	2023-00010118
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7655 ASHCREST LN, DALLAS, TX 75249-1071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 RIDGEWOOD DR, TOOL, TX 75143-2347

Mortgage

Document Number	202300010119
Date	Jul 10, 2023
Instrument	2023-00010119

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Mar 17, 2023
Property Address	812 RIDGEWOOD DR, TOOL, TX 75143-2347
Document Number	202300003788
Map Reference	CAB B SL 62
Instrument Date	Mar 17, 2023
Instrument	2023-00003788
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 SNYDER RANCH RD, TRINIDAD, TX 75163-4066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 ASHCREST LN, DALLAS, TX 75249-1071

Mortgage

Document Number	202300003789
Date	Mar 17, 2023
Instrument	2023-00003789

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$442.00 Homeowner's exemption Senior Citizen's exemption	$75,845 (-31.66%) Land $10,000 Building $91,501	$101,501 (-8.54%) Land $10,000 Building $91,501
2022	$442.00 Senior Citizen's exemption	$110,980 Land $2,000 Building $108,980	$110,980 Land $2,000 Building $108,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.

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