620 Ridgewood Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 620 Ridgewood Dr, Tool, TX 75143 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,039 sqft · built 1971
Lot Size	0.382 acres (16,645 sqft)
Owner	Company Name on File
Last Sale	$52,000 (Aug 2016)
Tax Bill	$44 (2024)
Deeds & Mortgages	Nov 2019 Mortgage May 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2355-0000-097A-63`

Property Details

APN / Parcel Number

Primary APN	`2355-0000-097A-63`
Alternative APNs	`R000033367` `240816`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,039 sqft Living Area
1st Floor Area	1,039 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,645 sqft (0.382 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	240816
Street Address	620 RIDGEWOOD DR
City	TOOL
State	TX
Zip	75143-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97A AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, E/2 OF LT 97
Legal Subdivision	CEDAR CREST SHORES
Legal Lot Number	97A
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2015
Census Tract	950801

Owner

Source: Henderson County records · APN 2355-0000-097A-63

Assessment roll updated September 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	701 N TOOL DR, TOOL, TX 75143-1933
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF KEMP
May 19, 2025	Gift Deed, Transfer
Aug 12, 2016	Vendor's Lien, Transfer PROSPERITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	Oct 16, 2014
Deed Document Number	201611811
Last Transfer Date	Apr 13, 2025
Transfer Doc	0000006914
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	620 RIDGEWOOD DR, TOOL, TX 75143-2343
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016581
Date	Nov 25, 2019
Instrument	2019-00016581

Lender

Name	FIRST NATIONAL BANK OF KEMP
Type	Bank
Address	KEMP, TX 75143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

May 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HENDERSON TX
Recording Date	May 19, 2025
Property Address	620 RIDGEWOOD DR, TOOL, TX 75143-2343
Document Number	202500006914
Instrument Date	Apr 13, 2025
Instrument	2025-00006914
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 SHORELINE DR, TOOL, TX 75143-2370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N TOOL DR, TOOL, TX 75143-1933

August 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 12, 2016
Property Address	620 RIDGEWOOD DR, TOOL, TX 75143-2343
Document Number	201600011811
Map Reference	VOL3 PG45
Instrument Date	Aug 08, 2016
Instrument	2016-00011811
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2081 GLENCOE DR, ROCKWALL, TX 75087-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 SHORE LINE DR, TOOL, TX 75143-2370
Investor	Possibly a Property Investor

Mortgage

Document Number	201600011812
Date	Aug 12, 2016
Instrument	2016-00011812

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 08, 2031

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,500 (-) Land $2,500	$2,500 (-) Land $2,500
2024	$44.00 (-2.22%)
2023	$45.00 (+2.27%)	$2,500 Land $2,500	$2,500 Land $2,500
2022	$44.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (48213C), updated April 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482139508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 16% of Texas
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35

May also be available at this address: AMG Technology Investment Group, Verizon, Conquest Wireless, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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