Henderson County property record for 732 Ridgewood Dr, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 1,064 sqft · built 2008 |
| Lot Size | 0.143 acres (6,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,454 (Jul 2026) |
| Tax Bill | $1,367 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2355-0000-0870-63 |
| Primary APN | 2355-0000-0870-63 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 6,243 sqft (0.143 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Deck Area | 24 sqft |
| Patio Area | 104 sqft |
| Account Number | 240808 |
|---|---|
| Street Address | 732 RIDGEWOOD DR |
| City | TOOL |
| State | TX |
| Zip | 75143-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 87 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LT 87 |
| Legal Subdivision | CEDAR CREST SHORES |
| Legal Lot Number | 87 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950801 |
Source: Henderson County records · APN 2355-0000-0870-63
Assessment roll updated September 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed, Transfer · Conventional Mortgage FLEXPOINT FUNDING |
| Nov 18, 2020 | Vendor's Lien, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2026 · Amount on Record |
| Deed Sale | Jul 08, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Document Number | 20269910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Jul 08, 2026 |
| Property Address | 732 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Document Number | 0000009910 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 20269910 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | CEDAR TITLE, CEDAR CREEK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Document Number | 0000009911, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 20269911 |
| Name | FLEXPOINT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Nov 18, 2020 |
| Property Address | 732 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Document Number | 202000018526 |
| Map Reference | VOL 3 PG 45 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020-00018526 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | TRINITY VALLEY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 RIDGEWOOD DR, 732, TOOL, TX 75143-2345 |
| Name | Verified Name |
|---|---|
| Address | 732 RIDGEWOOD DR, TOOL, TX 75143-2345 |
| Document Number | 202000018527 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-00018527 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Number | 202000018528 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-00018528 |
| Name | TEXAS STATE AFFORDABLE HOUSING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Oct 13, 2023 |
Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,367.00 (-3.8%) Homeowner's exemption | $147,406 (+21%) | $188,138 (+7.26%) Land $5,000 Building $183,138 |
| 2024 | $1,421.00 (+15.06%) | ||
| 2023 | $1,235.00 (-61.6%) Homeowner's exemption | $121,823 Land $5,000 Building $170,399 | $175,399 Land $5,000 Building $170,399 |
| 2022 | $3,216.00 |
Source: FEMA National Flood Hazard Layer, Henderson County (48213C), as of April 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482139508012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
May also be available: AMG Technology Investment Group, Brightspeed, Conquest Wireless, Verizon.
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1070190, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures