812 Powell St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 812 Powell St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	926 sqft · built 1926
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$151,088 (Mar 2025)
Tax Bill	$637 (2025)
Deeds & Mortgages	Mar 2025 Mortgage
APN	`06-3.0-08-001-004-085.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-004-085.000`

Interior

Building Area	926 sqft Base Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	120 ft deep x 144 ft wide

Location & Zoning

Street Address	812 POWELL ST
City	SAINT JOSEPH
State	MO
Zip	64501-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH IMPROVEMENT LOT:8 BLK:15LGL DESC:L8 TO 13
Legal Subdivision	SAINT JOSEPH IMPROVEMENT
Legal Block	15
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1038
Census Tract	1200

Owner

Source: Buchanan County records · APN 06-3.0-08-001-004-085.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2250 SW US HIGHWAY 169, GOWER, MO 64454-9437
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2025 · Amount on Record
Deed Sale	Mar 06, 2025 · Amount on Record
Prior Sale	Aug 19, 2022
Deed Document Number	20251566
Deed Book / Page	3805 / 574
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 06, 2025
Property Address	812 POWELL ST, SAINT JOSEPH, MO 64501-1452
Document Number	003805/574
Book / Page	3805 / 574
Instrument Date	Mar 03, 2025
Instrument	2025001566
Transaction Type	Transfer
Record Updated	Nov 04, 2025
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 SW US HIGHWAY 169, GOWER, MO 64454-9437
Investor	Possibly a Property Investor

Mortgage

Document Number	003805/576
Date	Mar 07, 2025
Book Page	3805/576
Instrument	2025001568

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00	$8,820 (+9.84%) Land $2,460 Building $6,360	$46,400 (+9.85%) Land $12,940 Building $33,460
2024	$637.00 (+19.74%)
2023	$532.00 (-0.75%)	$8,030 (-) Land $2,460 Building $5,570	$42,240 (-) Land $12,940 Building $29,300
2022	$536.00	$8,030 Land $2,460 Building $5,570
2021			$42,240 Land $12,940 Building $29,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: United Electric Cooperative.

Based on FCC filings for 444 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.