708 Powell St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 708 Powell St, Saint Joseph, MO 64501

Property Summary

Property Type	Duplex
Details	1,639 sqft · built 1917
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$112,784 (Mar 2022)
Tax Bill	$650 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2020 Mortgage + 2 more
APN	`06-3.0-08-001-004-083.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-004-083.000`

Interior

Building Area	1,639 sqft Base Area
1st Floor Area	1,639 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Duplex Single
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 48 ft wide

Location & Zoning

Street Address	708 POWELL ST
City	SAINT JOSEPH
State	MO
Zip	64501-1451
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH IMPROVEMENT LOT:4 BLK:15LGL DESC:& L 5
Legal Subdivision	SAINT JOSEPH IMPROVEMENT
Legal Block	15
Legal Lot Number	4-5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1038
Census Tract	1200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20079 COUNTY ROAD 214, UNION STAR, MO 64494-8162
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 29, 2017	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Feb 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	20221984
Deed Book / Page	3773 / 410
Prior Transfer Date	Jul 20, 2010
Prior Transfer Doc	03224/0997
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 2, 2022
Property Address	708 POWELL ST, SAINT JOSEPH, MO 64501-1451
Document Number	003773/410
Book / Page	3773 / 410
Instrument Date	Feb 25, 2022
Instrument	2022001984
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20079 COUNTY ROAD 214, UNION STAR, MO 64494-8162

Mortgage

Document Number	2022001985
Date	Mar 2, 2022
Instrument	2022001985

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2020
Property Address	708 POWELL ST, SAINT JOSEPH, MO 64501-1451
Document Number	003747/677
Book / Page	3747 / 677
Instrument Date	Apr 8, 2020
Instrument	2020002824
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 JACKSDAW DR, AUSTIN, TX 78737-4458

Mortgage

Document Number	2020002825
Date	Apr 13, 2020
Instrument	2020002825

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 29, 2017
Property Address	708 POWELL ST, SAINT JOSEPH, MO 64501-1451
Document Number	2017006173
Instrument Date	Jun 27, 2017
Instrument	2017006173
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 N 67TH ST, KANSAS CITY, KS 66104-1027

Mortgage

Document Number	2017006174
Date	Jun 29, 2017
Instrument	2017006174

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 14, 2017
Property Address	708 POWELL ST, SAINT JOSEPH, MO 64501-1451
Document Number	2017001306
Instrument Date	Feb 12, 2017
Instrument	2017001306
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+0.15%)	$9,080 (+6.32%) Land $1,270 Building $7,810	$47,830 (+6.36%) Land $6,700 Building $41,130
2024	$649.00 (+15.89%)
2023	$560.00 (-0.53%)	$8,540 (-) Land $1,270 Building $7,270	$44,970 (-) Land $6,700 Building $38,270
2022	$563.00	$8,540 Land $1,270 Building $7,270
2021			$44,970 Land $6,700 Building $38,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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