815 Powell St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 815 Powell St, Saint Joseph, MO 64501

Property Summary

Property TypeSingle Family Home
Details902 sqft · built 2000
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$109,000 (Jul 2012)
Tax Bill$1,673 (2025)
Deeds & MortgagesAug 2020 Mortgage
APN06-3.0-08-001-004-060.004

Property Details

APN / Parcel Number

Primary APN06-3.0-08-001-004-060.004

Interior

Building Area902 sqft Base Area
1st Floor Area902 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Street Address815 POWELL ST
CitySAINT JOSEPH
StateMO
Zip64501-1475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SAINT JOSEPH IMPROVEMENT LOT:25 BLK:8LGL DESC:TRACT 3 LLA 1/49
Legal SubdivisionSAINT JOSEPH IMPROVEMENT
Legal Tract3
Legal Block8
Legal Lot Number25
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1037
Census Tract1200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address815 POWELL ST, SAINT JOSEPH, MO 64501-1475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2012 · Amount on Record
Deed SaleJul 13, 2012 · Amount on Record
Deed Document Number20128454
Deed Book / Page3344 / 235
Last Transfer DateNov 11, 2013
Transfer Doc03437/0671
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address815 POWELL ST, SAINT JOSEPH, MO 64501-1475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 POWELL ST, SAINT JOSEPH, MO 64501-1475

Mortgage

Document Number3752/394
DateAug 25, 2020
Book Page3752/394
Instrument2020007566
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term264 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,673.00 (+0.06%)$23,510 (+8.14%) Land $1,390 Building $22,120$123,760 (+8.14%) Land $7,340 Building $116,420
2024$1,672.00 (+18.08%)
2023$1,416.00 (-0.7%)$21,740 (-) Land $1,390 Building $20,350$114,440 (-) Land $7,340 Building $107,100
2022$1,426.00$21,740 Land $1,390 Building $20,350
2021$114,440 Land $7,340 Building $107,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1984–1993)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: United Fiber.

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