812 James Ave, Waco, TX 76706 Property Records

McLennan County property record for 812 James Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,379 sqft · built 2017
Lot Size	0.094 acres (4,095 sqft)
Owner	Company Name on Record
Tax Bill	$9,609 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480016000387000`

Property Details

APN / Parcel Number

Primary APN	`480016000387000`
Alternative APNs	`480016000102000` `378588`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	1,046 sqft
2nd Floor Area	1,333 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Exterior Material	Precast Concrete Panel
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	1,550 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	441 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	378588
Old Parcel Number	480016000102000
Street Address	812 JAMES AVE
City	WACO
State	TX
Zip	76706-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	BAGBY LOT 17 BLOCK 7 ACRES .094
Legal Subdivision	BAGBY
Legal Block	7
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	402

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5807 AZALEA LN, DALLAS, TX 75230-3401
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage INWOOD NATIONAL BANK
Dec 18, 2017	Loan Modification, Mortgage SOUTHSIDE BK
Jan 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHSIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2016
Deed Sale	Sep 2, 2016
Deed Document Number	2016029132
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	812 JAMES AVE, WACO, TX 76706-1473
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 HILLCREST RD 650, 650, DALLAS, TX 75230-2005

Mortgage

Document Number	0000031405
Date	Oct 14, 2025
Instrument	2025031405

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Type	Commercial Mortgage

Interest

Rate Type	Adjustable Rate

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	812 JAMES AVE, WACO, TX 76706-1473
Document Number	0000001091
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	0000001091
Date	Jan 12, 2018
Instrument	1091

Lender

Name	SOUTHSIDE BK
Type	Bank
Address	TYLER, TX 75710

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 11, 2025

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 11, 2017
Property Address	812 JAMES AVE, WACO, TX 76706-1473
Instrument Date	Jan 4, 2017
Instrument	950
Transaction Type	Construction Loan
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	12720 HILLCREST RD #650 DALLAS TX 752302005, 650, DALLAS, TX 75230-2005

Mortgage

Document Number	0000000950
Date	Jan 11, 2017
Instrument	950

Lender

Name	SOUTHSIDE BK
Type	Bank
Address	TYLER, TX 75710-1079

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$390,000 (-8.45%) Land $123,860 Building $266,140	$390,000 (-8.45%) Land $123,860 Building $266,140
2024	$9,609.00 (+0.62%)
2023		$426,000 Land $112,600 Building $313,400	$426,000 Land $112,600 Building $313,400
2022	$9,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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