Stephens County property record for 812 First St, Velma, OK 73491
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1950 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Dec 2021) |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28756 |
| Primary APN | 28756 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Carport |
| Garage Area | 756 sqft |
| Carport | Carport |
| Carport Area | 756 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Storage Building | Storage Building |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28756 |
|---|---|
| Street Address | 812 FIRST ST |
| City | VELMA |
| State | OK |
| Zip | 73491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 19-1S-4 ADD TR BEG 300E NW/C SEC S218 E150 N218 W150 TO POB |
| Legal Range | 04W |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | N/A |
| Legal Block | 1S |
| Legal Lot Number | 4W |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | VELMA-ALMA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1000 |
812 First St is owned by an individual who bought it in December 2021.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 478, VELMA, OK 73491-0478 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Sep 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on File |
| Deed Sale | Dec 14, 2021 · Amount on File |
| Prior Sale | Sep 26, 2017 · Amount on File |
| Deed Document Number | 202112459 |
| Deed Book / Page | 6087 / 210 |
| Prior Transfer Date | Dec 4, 2021 |
| Prior Transfer Doc | 0000012458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Dec 14, 2021 |
| Property Address | 812 FIRST ST, VELMA, OK 73491 |
| Document Number | 006087/210 |
| Book / Page | 6087 / 210 |
| Instrument Date | Dec 14, 2021 |
| Instrument | I-2021-012459 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 478, VELMA, OK 73491-0478 |
| Document Number | I2021012460 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | I-2021-012460 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Sep 26, 2017 |
| Property Address | 812 FIRST ST, VELMA, OK 73491 |
| Document Number | 005366/163 |
| Book / Page | 5366 / 163 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2017-960215 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 74, VELMA, OK 73491-0074 |
The 2025 property tax bill for 812 First St was $602, up 0.5% from the year before.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,978 (+0.69%) Land $330 Building $7,648 | $72,538 (+0.7%) Land $3,004 Building $69,534 | |
| 2025 | $602.00 (+0.5%) | $7,923 (+5.5%) Land $330 Building $7,593 | $72,031 (-6.76%) Land $3,004 Building $69,027 |
| 2024 | $599.00 (+8.71%) | $7,510 (+5.01%) Land $330 Building $7,180 | $77,256 (+18.82%) Land $3,004 Building $74,252 |
| 2023 | $551.00 | $7,152 Land $330 Building $6,822 | $65,020 Land $3,004 Building $62,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 812 First St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 812 First St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 43% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 200 / 50 |
| Windstream DSL | 100 / 3 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures