411 First St, Velma, OK 73491 Property Records

Stephens County property record for 411 First St, Velma, OK 73491

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,216 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Jul 2025)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jul 2025 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-13-01S-05W-4-006-00`

Property Details

APN / Parcel Number

Primary APN	`0000-13-01S-05W-4-006-00`
Alternative APN	`2857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	4 Parking Spaces
Deck Area	96 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2857
Street Address	411 FIRST ST
City	VELMA
State	OK
Zip	73491
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	13-1S-5W TR BEG 1078E SW/C SE N360 E361 S360 W361 TO POB
Legal Range	05W
Legal Township	01S
Legal Section	13
Legal Subdivision	T1S-R5W
Legal Tract	3
Legal Block	1S
Legal Lot Number	5W
Jurisdiction	STEPHENS OK
Township / Civil Division	VELMA-ALMA
Census Block Group	1
Census Block	1049
Census Tract	1000

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300444 E 1730 RD, DUNCAN, OK 73533-3676
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO
Dec 10, 2021	Warranty Deed, Transfer VISION BANK NA
Jun 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	20255899
Deed Book / Page	6697 / 134
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0000012227
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 3, 2025
Property Address	411 FIRST ST, VELMA, OK 73491
Document Number	006697/134
Book / Page	6697 / 134
Instrument Date	Jul 3, 2025
Instrument	I-2025-005899
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300444 E 1730 RD, DUNCAN, OK 73533-3676

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Dec 10, 2021
Property Address	411 FIRST ST, VELMA, OK 73491
Document Number	006085/154
Book / Page	6085 / 154
Instrument Date	Dec 10, 2021
Instrument	I-2021-012228
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175312 N 2990 RD, DUNCAN, OK 73533-8040

Mortgage

Document Number	I2021012229
Date	Dec 10, 2021
Instrument	I-2021-012229

Lender

Name	VISION BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2036

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 3, 2019
Property Address	411 FIRST ST, VELMA, OK 73491
Document Number	005664/065
Book / Page	5664 / 065
Instrument Date	Mar 14, 2019
Instrument	2019-005319
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$13.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 84, VELMA, OK 73491-0084

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,041 (-26.23%) Land $1,210 Building $1,831	$27,643 (-26.23%) Land $11,000 Building $16,643
2025	$313.00	$4,122 (-5.83%) Land $1,201 Building $2,921	$37,472 (-5.84%) Land $10,916 Building $26,556
2024	$313.00 (-2.8%)	$4,377 (+4.74%) Land $1,201 Building $3,176	$39,794 (+4.74%) Land $10,916 Building $28,878
2023	$322.00	$4,179 Land $1,201 Building $2,978	$37,993 Land $10,916 Building $27,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 65% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
360 Broadband Fixed Wireless	60 / 6

May also be available: AT&T, Rise Broadband, Verizon.

Nearby Properties on First St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures