Stephens County property record for 154 First St, Velma, OK 73491 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,520 sqft Living Area |
| Lot Size | 199,940 sqft (4.59 acres) |
| Garage | Carport, 400 sqft |
| Last Sale | $79,000 (2016) |
| Tax Bill | $857.00 (2025) |
| Primary APN | 28754 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,520 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 199,940 sqft (4.59 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 400 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Pool Type | Above-Ground Pool Pool Type |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch Area | 60 sqft Porch |
| Lean-To | 300 sqft Lean-To |
| Storage Building | 396 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 28754 |
|---|---|
| Street Address | 154 FIRST ST |
| City | VELMA |
| State | OK |
| Zip | 73491-9700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 19-1S-4W ADD TR BEG 200E NW/C NW E100 S218 W100 N218 TO POB & TR BEG 220S NW/CNW E550 S277 W550 N277 TO POB & TR BEG 111.686E NW/C GOV LOT #1 (LOT 1 BEING NW NW), N900000E88.314 (PT BEING ON N BDRY LN GOV LOT #1) S000000W220 S900000W200 N444131E153.1 |
| Legal Range | 04W |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | N/A |
| Legal Block | 1S |
| Legal Lot Number | 4W |
| Jurisdiction | STEPHENS OK |
| Minor Civil Division | VELMA-ALMA |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 1000 |
Source: Stephens County records · APN 28754
Assessment roll updated March 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 CROSS CREEK CIR, ARDMORE, OK 73401-7725 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage |
| Sep 13, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Oct 26, 2016 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2016 · Amount on Record |
| Deed Sale | Oct 26, 2016 · Amount on Record |
| Deed Doc Number | 2016940486 |
| Deed Book / Page | 5204 / 87 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Jun 12, 2026 |
| Property Address | 154 FIRST ST, VELMA, OK 73491 |
| Document Number | 0000005060 |
| Book / Page | 6879 / 34 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20265060 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 154 FIRST ST, VELMA, OK 73491-9700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 154 FIRST ST, VELMA, OK 73491-9700 |
| Document Number | 006037/146 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6037/146 |
| Instrument | 2021-008814 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Oct 26, 2016 |
| Property Address | 154 FIRST ST, VELMA, OK 73491-9700 |
| Document Number | 005204/087 |
| Book / Page | 5204 / 087 |
| Instrument Date | Oct 25, 2016 |
| Instrument | 2016-940486 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 FIRST ST, VELMA, OK 73491-9700 |
| Document Number | 2016940487 |
|---|---|
| Date | Oct 26, 2016 |
| Instrument | 2016-940487 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2046 |
Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (+4.9%) | $11,281 (+10.25%) Land $1,546 Building $9,735 | $107,939 (-5.6%) Land $14,058 Building $93,881 |
| 2024 | $817.00 (+8.79%) | $10,232 (+5%) Land $1,546 Building $8,686 | $114,346 (+29.07%) Land $14,058 Building $100,288 |
| 2023 | $751.00 | $9,745 Land $1,546 Building $8,199 | $88,591 Land $14,058 Building $74,533 |
Source: FEMA National Flood Hazard Layer, Stephens County (40137C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High 75th percentile nationally · 44th in Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 211 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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