812 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 812 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,552 sqft · built 1990
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Dec 2025)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11635-386-000`

Property Details

APN / Parcel Number

Primary APN	`11635-386-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,552 sqft Heated Area
Gross Area	2,224 sqft
1st Floor Area	864 sqft
2nd Floor Area	688 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	127 ft deep x 93 ft wide
Garage Area	456 sqft
Driveway	Driveway
Driveway Area	720 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Porch
Porch Area	216 sqft
Deck Area	384 sqft
Patio Area	210 sqft
Fence	Fence
Gazebo	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	812 E PINE FOREST DR
City	LYNN HAVEN
State	FL
Zip	32444-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE FOREST EST. PHASE 5 LOT 45 BLK B ORB 1248 P 7 MAP 103B1
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	PINE FOREST ESTATE
Legal Phase	5
Legal Block	B
Legal Lot Number	45
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

812 E Pine Forest Dr is owned and occupied by an individual who bought it in December 2025.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15229 AIKEN RD, WAKE FOREST, NC 27587-7589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Mar 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Mar 24, 2020
Deed Document Number	2025075720
Deed Book / Page	4987 / 2151
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 30, 2025
Property Address	812 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Document Number	0049872151
Book / Page	4987 / 2151
Map Reference	MB 14 PG 111
Instrument Date	Dec 19, 2025
Instrument	2025075720
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 LEGEND LAKES DR, PANAMA CITY, FL 32408-7245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15229 AIKEN RD, WAKE FOREST, NC 27587-7589

Mortgage

Document Number	0049872153
Date	Dec 30, 2025
Instrument	4987/2153

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 24, 2020
Property Address	812 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Document Number	0042360453
Book / Page	004236 / 000453
Instrument Date	Mar 24, 2020
Instrument	21768
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E PINE FOREST DR LYNN HAVEN FL 324444371, LYNN HAVEN, FL 32444-4371

Tax Assessment & Valuation

The 2025 property tax bill for 812 E Pine Forest Dr was $1,269 with a homeowner's exemption, down 3.3% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-3.28%) Homeowner's exemption	$126,009 (+2.9%)	$191,165 (+9.86%) Land $56,200 Building $134,965
2024	$1,312.00 (+3.88%) Homeowner's exemption	$122,458 (+3%)	$174,012 (+1.86%) Land $53,000 Building $121,012
2023	$1,263.00 (+10.6%) Homeowner's exemption	$118,891 (+3%)	$170,840 (+13.19%) Land $48,000 Building $122,840
2022	$1,142.00 Homeowner's exemption	$115,428	$150,937 Land $47,825 Building $103,112

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 812 E Pine Forest Dr in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 E Pine Forest Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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