808 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 808 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1989
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2026)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11635-382-000`

Property Details

APN / Parcel Number

Primary APN	`11635-382-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	1,154 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	128 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	350 sqft
Driveway	Driveway
Driveway Area	57 sqft
Porch	Unfinished Open Porch
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	808 E PINE FOREST DR
City	LYNN HAVEN
State	FL
Zip	32444-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB
Legal Description	PINE FOREST EST. PHASE 5 LOT 43 BLK B ORB 1251 P 279 MAP 103B1 ORB 2150 P 989
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	PINE FOREST EST
Legal Phase	5
Legal Block	B
Legal Lot Number	43
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Document Number	202616049
Deed Book / Page	5013 / 1617
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 17, 2026
Property Address	808 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Document Number	0050131617
Book / Page	5013 / 1617
Map Reference	MB 14 PG 111
Instrument Date	Mar 13, 2026
Instrument	2026016049
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 CLAYTON RD, CHIPLEY, FL 32428-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371

Mortgage

Document Number	0050131620
Date	Mar 17, 2026
Instrument	5013/1620

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	808 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Document Number	0040950074
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 E PINE FOREST DR LYNN HAVEN FL 324444371, LYNN HAVEN, FL 32444-4371

Mortgage

Document Number	0040950074
Date	Feb 27, 2019
Book Page	004095/000074
Instrument	22312

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (-4.1%) Homeowner's exemption Disabled Person's exemption	$118,244 (+5.99%)	$138,996 (+13.39%) Land $56,200 Building $82,796
2024	$1,123.00 (+4.37%)
2023	$1,076.00 (+4.16%) Homeowner's exemption Disabled Person's exemption	$111,565 (+3%)	$122,581 (+11.7%) Land $48,000 Building $74,581
2022	$1,033.00 Homeowner's exemption Disabled Person's exemption	$108,316	$109,740 Land $47,825 Building $61,915

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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