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903 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 903 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 1990
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on Record
Last Sale$63,400 (Apr 1990)
Tax Bill$923 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN11635-360-000

Property Details

APN / Parcel Number

Primary APN11635-360-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,702 sqft Heated Area
Gross Area1,854 sqft
1st Floor Area1,282 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions108 ft deep x 75 ft wide
Garage Area420 sqft
DrivewayDriveway
Driveway Area576 sqft

Exterior Amenities

PorchPorch
Porch Area152 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address903 E PINE FOREST DR
CityLYNN HAVEN
StateFL
Zip32444-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE FOREST EST PHASE 5 LOT 10 BLK H ORB 1271 P 245 MAP 103B1
Legal Range14W
Legal Township03S
Legal Section16
Legal SubdivisionPINE FOREST ESTATE
Legal Phase5
Legal BlockH
Legal Lot Number10
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2015
Census Tract1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address903 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 1990 · Amount on Record
Deed SaleApr 30, 1990 · Amount on Record
Deed Document Number0001271245
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address903 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323

Mortgage

Document Number0047271207
DateSep 5, 2023
Book Page4727/1207
Instrument2023056438
Lender
NameARMED FORCES BANK NA
TypeBank
AddressGLENDALE, AZ 85307
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 29, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$923.00 (-1.18%) Homeowner's exemption$102,983 (+5.99%)$156,403 (+13.19%) Land $56,200 Building $100,203
2023$934.00 (+11.06%) Homeowner's exemption$97,166 (+3%)$138,178 (+12.64%) Land $48,000 Building $90,178
2022$841.00 Homeowner's exemption$94,336$122,673 Land $47,825 Building $74,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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