803 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 803 E Grove Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1957
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (Sep 2023)
Tax Bill	$1,478 (2022)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-054-002`

Property Details

APN / Parcel Number

Primary APN	`03-16-054-002`

Interior

Stories	1 Story
Building Area	1,140 sqft Base Area

Exterior

Year Built	Built 1957
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	803 E GROVE AVE
City	EFFINGHAM
State	IL
Zip	62401-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 8 & ALL LOT 9 BLK 3 EDA A AUSTIN SUB 3680/5 3547/206 973/171 858/146 573/67
Legal Subdivision	EDA A AUSTIN SUBDIVISION
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Effingham County records, as of October 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 E GROVE AVE, EFFINGHAM, IL 62401-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Apr 6, 2020	Warranty Deed, Transfer THE TITLE CENTER/FL, THE TITLE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	202323003003
Deed Book / Page	3879 / 123
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 14, 2023
Property Address	803 E GROVE AVE, EFFINGHAM, IL 62401-3728
Document Number	003879/123
Book / Page	3879 / 123
Map Reference	PL 2 PG 16&17
Instrument Date	Sep 8, 2023
Instrument	202323003003
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E GROVE AVE, EFFINGHAM, IL 62401-3728

Mortgage

Document Number	202323003004
Date	Sep 14, 2023
Instrument	202323003004

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 27, 2021
Property Address	803 E GROVE AVE, EFFINGHAM, IL 62401-3728
Document Number	3680/5
Book / Page	3680 / 5
Instrument Date	Apr 26, 2021
Instrument	202121002021
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	803 E GROVE AVE, EFFINGHAM, IL 62401-3728

Mortgage

Document Number	202121002022
Date	Apr 27, 2021
Instrument	202121002022

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 6, 2020
Property Address	803 E GROVE AVE, EFFINGHAM, IL 62401-3728
Document Number	3547/206
Book / Page	3547 / 206
Map Reference	MB 2 PG 16&17
Instrument Date	Apr 1, 2020
Instrument	202020001461
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Tax	$101.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E GROVE AVE, EFFINGHAM, IL 62401-3727

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,478.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$23,390 Land $11,200 Building $12,190	$70,170 Land $33,600 Building $36,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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