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8116 Laurel Ridge Rd, Frederick, MD 21702 Property Records

Frederick County property record for 8116 Laurel Ridge Rd, Frederick, MD 21702 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,872 sqft · built 1990
Lot Size0.431 acres (18,771 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Mar 2026)
Tax Bill$6,826 (2024)
Deeds & MortgagesMar 2026 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-432660

Property Details

APN / Parcel Number

Primary APN21-432660
Alternative APN
  • 432660

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,872 sqft Living Area
1st Floor Area2,142 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area18,771 sqft (0.431 acres)
Garage TypeBuilt-in
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number432660
Street Address8116 LAUREL RIDGE RD
CityFREDERICK
StateMD
Zip21702-2994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 PL 3 SECT 4 18771 SQ FT CLOVER HILL III
Legal SubdivisionCLOVER HILL 03
Legal Lot Number64
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group3
Census Block3026
Census Tract751201

Owner

Source: Frederick County records · APN 21-432660

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8116 LAUREL RIDGE RD, FREDERICK, MD 21702-2994
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed, Transfer
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleDec 08, 2000 · Amount on Record
Deed Document Number2026
Deed Book / Page17782 / 70
Record UpdatedJun 08, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 24, 2026
Property Address8116 LAUREL RIDGE RD, FREDERICK, MD 21702-2994
Document Number0177820070
Book / Page17782 / 70
Map ReferenceMB 40 PG 43
Instrument DateMar 19, 2026
Transaction TypeTransfer
Record UpdatedApr 07, 2026

Transaction

AmountAmount Recorded
Tax$3,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8116 LAUREL RIDGE RD, FREDERICK, MD 21702-2994

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8116 LAUREL RIDGE RD, FREDERICK, MD 21702-2994
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8116 LAUREL RIDGE RD, FORT DETRICK, MD 21702-2994

Mortgage

Document Number0143030027
DateNov 25, 2020
Book Page14303/27
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$649,300 (+23.04%)$710,100 (+34.57%) Land $144,800 Building $565,300
2024$6,826.00 (+8.83%)
2023$6,272.00 Homeowner's exemption$527,700 Land $82,700 Building $445,000$527,700 Land $82,700 Building $445,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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