8109 Laurel Ridge Rd, Frederick, MD 21702 Property Records

Frederick County property record for 8109 Laurel Ridge Rd, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,076 sqft · built 1989
Lot Size0.355 acres (15,458 sqft)
Owner2 Individual Names on File
Last Sale$229,700 (Nov 1989)
Tax Bill$5,785 (2025)
Flood ZoneZone X (minimal risk)
APN21-432563

Property Details

APN / Parcel Number

Primary APN21-432563
Alternative APN
  • 432563

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,076 sqft Living Area
Gross Area3,560 sqft
1st Floor Area1,736 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,458 sqft (0.355 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Patio Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number432563
Street Address8109 LAUREL RIDGE RD
CityFREDERICK
StateMD
Zip21702-2992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 48 PL 2 SECT 4 15458 SQ FT CLOVER HILL III
Legal SubdivisionCLOVER HILL 03
Legal Lot Number48
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group3
Census Block3025
Census Tract751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8109 LAUREL RIDGE RD, FREDERICK, MD 21702-2992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 1989 · Amount on Record
Deed SaleNov 21, 1989 · Amount on Record
Deed Book / Page1605 / 862
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$511,300 (+35.95%) Land $141,500 Building $369,800$511,300 (+35.95%) Land $141,500 Building $369,800
2025$5,785.00 (+28.7%)
2023$4,495.00$376,100 Land $79,400 Building $296,700$376,100 Land $79,400 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLOVERHILL 3 - CONSECUTIVE TO MD0100015
serves 888 people · EPA ID MD0100031
Water SourcePurchased surface water from CITY OF FREDERICK
Last State InspectionOct 2023
LeadUnder 1 ppb (2017)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Shenandoah Telecommunications Company, Verizon.

Nearby Properties on Laurel Ridge Rd

Nearby Streets

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