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8113 Laurel Ridge Rd, Frederick, MD 21702 Property Records

Frederick County property record for 8113 Laurel Ridge Rd, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,548 sqft · built 1989
Lot Size0.336 acres (14,672 sqft)
Owner2 Individual Names on File
Last Sale$424,900 (May 2020)
Tax Bill$4,763 (2023)
Deeds & MortgagesApr 2023 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-432598

Property Details

APN / Parcel Number

Primary APN21-432598
Alternative APN
  • 432598

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,548 sqft Total Area
1st Floor Area1,680 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,672 sqft (0.336 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area102 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number432598
Street Address8113 LAUREL RIDGE RD
CityFREDERICK
StateMD
Zip21702-2992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 50 PL 2 SECT 4 14672 SQ FT CLOVER HILL III
Legal SubdivisionCLOVER HILL 03
Legal Lot Number50
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group3
Census Block3025
Census Tract751201

Owner

Source: Frederick County records · APN 21-432598

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8113 LAUREL RIDGE RD, FREDERICK, MD 21702-2992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Jun 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
May 07, 2020Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2020 · Amount on Record
Deed SaleMay 07, 2020 · Amount on Record
Prior SaleJul 24, 2002
Deed Document Number0013715482
Deed Book / Page13715 / 482
Record UpdatedJun 07, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8113 LAUREL RIDGE RD, FREDERICK, MD 21702-2992
Transaction TypeMortgage
Record UpdatedMay 11, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8113 LAUREL RIDGE RD, FREDERICK, MD 21702-2992

Mortgage

Document Number0164190270
DateApr 27, 2023
Book Page16419/270
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8113 LAUREL RIDGE RD, FREDERICK, MD 21702-2992
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyEXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150010387
DateJun 21, 2021
Book Page15001/387
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 07, 2020
Property Address8113 LAUREL RIDGE RD, FREDERICK, MD 21702-2992
Document Number0137150482
Book / Page013715 / 000482
Instrument DateApr 22, 2020
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8113 LAUREL RIDGE RD FREDERICK MD 217022992, FREDERICK, MD 21702-2992

Mortgage

Document Number137150487
DateMay 07, 2020
Book Page013715/000487
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,763.00 Homeowner's exemption$398,900 Land $78,600 Building $320,300$398,900 Land $78,600 Building $320,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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